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Punjab National Bank is present in 42 states across the country

Find IFSC Code and Bank Branches of Punjab National Bank

# State Branches in State
1 Andaman And Nicobar Island 4
2 Andhra Pradesh 233
3 Arunachal Pradesh 8
4 Assam 387
5 Bihar 803
6 Chandigarh 62
7 Chandigarh Ut 3
8 Chhattisgarh 222
9 Dadra 1
10 Dadra And Nagar Haveli 3
11 Daman 1
12 Daman And Diu 1
13 Delhi 482
14 Goa 21
15 Gujarat 334
16 Haryana 871
17 Himachal Pradesh 413
18 Jammu And Kashmir 141
19 Jharkhand 259
20 Karnataka 186
21 Kerala 222
22 Lakshadweep 1
23 Madhya Pradesh 447
24 Madhyapradesh 1
25 Maharashtra 503
26 Manipur 31
27 Meghalaya 31
28 Mizoram 9
29 Nagaland 5
30 Odisha 412
31 Pondicherry 1
32 Puducherry 6
33 Punjab 1205
34 Rajasthan 845
35 Sikkim 10
36 Tamil Nadu 325
37 Telangana 86
38 Tripura 86
39 Uttar Pradesh 1990
40 Uttarakhand 367
41 Uttaranchal 3
42 West Bengal 1355

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What is IFSC code?

IFSC is an acronym for Indian Financial System Code. It is a 11 characters alphanumeric code which is unique for every bank's branch. The last 6 characters of an IFSC code represents a specific branch of a bank.

Why we need IFSC code?

For online funds transfers via National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment System (IMPS), we need IFSC code of the beneficiary account.

What is NEFT?

NEFT is an acronym for National Electronic Funds Transfer. It is the most commonly used method for online funds transfer. The transfer doesn’t happen in real-time, rather in slots. There are 11 slots from 8 am to 7 pm on weekdays (Monday through Friday) and 6 slots from 8 am to 1 pm on Saturdays (except 2nd and 4th Saturday).

NEFT Charges

  • - Transactions up to ₹ 10,000 – not exceeding ₹ 2.50 + service tax
  • - Transactions above ₹ 10,000 and up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax
  • - Transactions above ₹ 2 lakhs – not exceeding ₹ 25 + service tax

Note: There is no minimum or maximum transfer limit.
What is RTGS?

RTGS is an acronym for Real Time Gross Settlement. Real Time means that the settlement of fund happens in real-time, individually on an instruction by instruction basis, without any delay. RTGS transfer has a minimum limit of rupees 2 lakhs (200,000). As per Reserve Bank of India, there is no maximum limit defined on an RTGS transfer, though the banks might put their own limits. An RTGS can be done between 9 am to 4.30 pm from Monday to Friday and 9 am to 2 pm on Saturday.

RTGS Charges

  • - RTGS charges ranges between ₹ 25 to ₹ 52 per transaction
What is IMPS?

IMPS is an acronym for Immediate Payment Service. It is the latest electronic fund transfer facility which enables an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. Through IMPS, the money is transferred instantly to the beneficiary’s account, in no time. Through IMPS we can transfer the money 24x7 throughout the year, all 365 days, even on bank holidays.

IMPS Charges

  • - Transactions up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax

Note: The minimum amount is ₹ 1 and maximum amount is ₹ 2 lakhs, which can be transferred via IMPS.