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REWARD POINTS CARD

Adani One ICICI Bank Platinum Credit Card

ICICI Bank

Earns 3 Adani OneApp Rewards per ₹100 at participating merchants, 1.5 on international and 1 on domestic spends, plus domestic lounge visits, lounge upgrades and airport services at Adani-managed airports.

Lounge access needs ₹75,000 spend in the previous calendar quarter (from 1 Jul 2026); BookMyShow offer needs ₹25,000 in the preceding quarter. Fuel, rent, EMI and cash advances earn no rewards.

Adani One ICICI Bank Platinum Credit Card
ANNUAL FEE
₹750 + GST
JOINING FEE
₹750 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
3 Adani OneApp Rewards per ₹100 spent at participating merchants
BEST FOR
Included: May suit those who book on the Adani OneApp and travel through Adani-managed and operated airports.
Included: May suit those who regularly spend at participating Adani One merchants.
Included: May suit those who travel through Adani-managed and operated airports.
Included: May suit those spending ₹3,00,000 a year, which reverses the next year's annual fee.
Limitation: Less suited to spends mainly on fuel, rent or EMI, which earn no rewards may wish to compare other cards.
Limitation: Those whose spends are mainly fuel, rent or EMI may wish to compare other cards.
Limitation: Those frequent overseas spenders, given the 3.5% forex markup may wish to compare other cards.
Limitation: Those seeking international lounge access may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: The flight voucher needs a paid joining or annual fee; it is not given in a year when the annual fee is reversed.
Condition: Domestic lounge access is for the primary cardholder only and needs ₹75,000 spend in the previous calendar quarter.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
21
Maximum age
Not stated

Fees & ownership

Joining fee
₹750 + GST
Annual / renewal fee
₹750 + GST
Fee waived at
₹3,00,000 in an anniversary year reverses next year's fee (excl. EMI, rent, govt, education spends)
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
18–48 days

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per quarter · Primary cardholder only; needs ₹75,000 spend in the previous calendar quarter (from 1 Jul 2026); swipe card at lounge · ₹75,000 in a calendar quarter unlocks access in the next calendar quarter
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% waiver on fuel transactions of up to ₹4,000 at any fuel outlet
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No rewards on cash advances, fuel, rent, fees, interest and charges, EMI, balance transfer, personal loan on card, gambling, commercial/business spends or reversed transactions; Cash advances, fuel, rent, EMI, balance transfer, personal loan on card, gambling, commercial/business spends, fees and interest
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 3 Adani OneApp Rewards per ₹100 spent at participating merchants
Included: 2 premium domestic lounge upgrades per quarter at Adani-managed and operated airports
Included: One Porter service at Adani-managed airports: 2 services for every ₹1 lakh spent, up to 4 a year
Included: 2 premium car parking and 2 valet parking services a year on card activation at Adani-managed airports
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.