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REWARD POINTS CARD

Adani One ICICI Bank Signature Credit Card

ICICI Bank

Earns 7 Adani OneApp Rewards per ₹100 at participating merchants, 2 on international and 1.5 on domestic spends, plus Pranaam, porter, parking and lounge services at Adani-managed airports.

Joining fee and annual fee are ₹5,000 + GST each; the annual fee is reversed on ₹6,00,000 spend in the anniversary year. From 01 Jul 2026, domestic lounge access needs ₹75,000 spend in a calendar quarter. Fuel and rent earn no rewards.

Adani One ICICI Bank Signature Credit Card
ANNUAL FEE
₹5,000 + GST
JOINING FEE
₹5,000 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Earns 7 Adani OneApp Rewards per ₹100 spent at participating merchants
BEST FOR
Included: Travellers using Adani-managed airports who can spend ₹75,000 a quarter for domestic lounge access and ₹6,00,000 a.
Included: May suit those who spend regularly at Adani One participating merchants
Included: May suit frequent flyers through Adani-managed airports who use Pranaam, porter and parking services
Included: May suit those spending ₹75,000 or more a quarter who want domestic airport lounge access
Limitation: Fuel, rent or wallet-heavy spenders may wish to compare other cards.
Limitation: Those whose spends are mostly fuel or rent, which earn no rewards may wish to compare other cards.
Limitation: Those spending under ₹6,00,000 a year who want the annual fee reversed may wish to compare other cards.
Limitation: Those frequent foreign-currency spenders may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Flight voucher worth ₹5,000 needs ₹25,000 spend within 60 days of activation and is given only on cards where the joining fee is paid
Condition: BookMyShow offer (up to ₹500 off, twice a month) needs ₹25,000 spend in the preceding quarter from 15 Jan 2026

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
21
Maximum age
Not stated

Fees & ownership

Joining fee
₹5,000 + GST
Annual / renewal fee
₹5,000 + GST
Fee waived at
₹6,00,000 spend in an anniversary year reverses next year's fee (excl. EMI, rent, govt, education)
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
18–48 days

Benefits & privileges

TRAVEL
Domestic airport lounge
4 visits per quarter — 4 visits per calendar quarter · Primary cardholder only; from 01 Jul 2026 needs ₹75,000 spend in the preceding calendar quarter; guest visits chargeable · ₹75,000 in a calendar quarter (from 01 Jul 2026)
International airport lounge
2 visits per year — 2 visits per year · Via complimentary Priority Pass membership; primary cardholder only · ₹75,000 in a calendar quarter (from 01 Jul 2026)
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass
EVERYDAY
Fuel
1% waiver on fuel transactions up to ₹4,000 at any fuel outlet
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No rewards on cash advance, fuel, rent, e-wallet reloads, EMI, balance transfer, personal loan on card, gambling, business spends, or fees, interest and charges; Cash advances, fuel, rent, e-wallet reloads, EMI, balance transfer, personal loan on card, gambling, business spends, fees, interest and charges
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: Earns 7 Adani OneApp Rewards per ₹100 spent at participating merchants
Included: 2 Pranaam meet & greet services a year at Adani-managed airports: 1 on card activation and 1 on ₹3 lakh spend
Included: Porter service 8 times a year at Adani-managed airports: 2 services on every ₹1 lakh spent, up to ₹4 lakh
Included: 4 valet and 4 premium car parking services a year on card activation, plus 4 premium lounge upgrades a quarter, at Adani-managed airports
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.