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REWARD POINTS CARD

American Express® Platinum Card

American Express

A charge card with a welcome gift, Membership Rewards Points on spends, access to the American Express Global Lounge Collection, hotel privileges and travel insurance.

Welcome gift needs the annual fee paid and net spends in the first 2 months. Overseas medical cover has trip, age and hospitalisation limits. New applications are temporarily paused.

American Express Platinum Card
ANNUAL FEE
₹66,000 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Welcome gift worth up to ₹60,000, with a choice of Taj Hotels, Luxe Gift Card or The Postcard Hotels & Resorts.
BEST FOR
Included: May suit frequent travellers who use airport lounges and hotel programmes and spend abroad.
Included: May suit frequent flyers who value airport lounge access across several programmes.
Included: May suit overseas spends, which earn 3X Membership Rewards points.
Included: May suit hotel stays at Taj, SeleQtions, Vivanta and Fine Hotels & Resorts properties.
Limitation: Those wanting a low annual fee may wish to compare other cards.
Limitation: Applicants below the stated personal annual income levels for employed may wish to compare other cards.
Limitation: Those wanting to avoid a high annual fee may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Benefits worth ₹44,300 apply on bookings at Fine Hotels & Resorts properties; new hotel and flight bookings are shown as unavailable until 15 November.
Condition: The renewal voucher benefit of up to ₹35,000 needs spends of ₹20 lakh in the membership year and payment of the renewal fee.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹66,000 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated — Amex Global Lounge Collection: Centurion, Priority Pass, Delta Sky Club, Escape and domestic partner lounges in India
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
American Express Global Lounge Collection (incl. Centurion, Priority Pass, Delta Sky Club, Escape)
EVERYDAY
Fuel
Not stated
Dining
Up to 50% off at 1,800+ premium restaurants in India with complimentary EazyDiner Prime membership
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Welcome gift worth up to ₹60,000, with a choice of Taj Hotels, Luxe Gift Card or The Postcard Hotels & Resorts.
Included: Complimentary hotel benefits worth ₹44,300 at Fine Hotels & Resorts, including 4pm late check-out, upgrade when available, daily breakfast for two and a US$100 amenity.
Included: Elite tier fast-tracks include Marriott Bonvoy Gold Elite, Hilton Honors Gold, Radisson Rewards Premium and Taj Reimagined Epicure statuses.
Included: Air accident cover of ₹5 Cr on tickets bought on the card, overseas medical cover of US$50,000 for the first seven days, and 90-day purchase protection.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.