BEST FOR
Included: May suit travellers who value lounge visits and hotel vouchers and can meet the stated spend levels
Included: Travellers who may value domestic lounge visits and hotel vouchers
Included: Cardholders who may reach ₹4 Lakhs or ₹7 Lakhs spend in a Card Membership year
Included: Those who may use Priority Pass lounges and are willing to pay the per-visit usage fee
Limitation: Those whose spend is mainly fuel, insurance, utilities, cash or EMI at point of sale may wish to compare other cards.
Limitation: Those whose main spend is fuel, insurance or utilities, which earn no points may wish to compare other cards.
Limitation: Those unlikely to reach the annual or quarterly spend levels the benefits depend on may wish to compare other cards.
Limitation: Those who prefer a card with no annual fee may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Points do not expire while the card is active and in good standing; they are forfeited within 30 days of cancellation
Condition: Priority Pass membership with the US$99 annual membership fee waived; a usage fee applies per visit
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.