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REWARD POINTS CARD

Apollo SBI Card

SBI Card

500 Reward Points on payment of joining fee, OneApollo Gold Tier membership, 3X Reward Points per ₹100 on Apollo services and 2X on Dining, Movies & Entertainment.

Base rate of 1 Reward Point per ₹200 is stated for non-fuel retail purchases. Renewal fee is waived only if previous year spend is ₹1,00,000 or more. Fuel surcharge waiver is capped at ₹100 monthly.

Apollo SBI Card
ANNUAL FEE
₹499 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
3X Reward Points per ₹100 spent on all Apollo services, plus up to 10% instant discount at select Apollo services.
BEST FOR
Included: May suit those who spend on Apollo services and want OneApollo Gold Tier membership.
Included: May suit spends on Apollo services, which earn 3X Reward Points per ₹100.
Included: May suit spends on Dining, Movies & Entertainment, which earn 2X Reward Points per ₹100.
Included: May suit annual spends of ₹1,00,000 or more, which waive the annual fee.
Limitation: Spends on non-fuel retail purchases, which earn 1 Reward Point per ₹200 may wish to compare other cards.
Limitation: Heavy fuel spends may wish to compare other cards.
Limitation: Annual spends below ₹1,00,000, where the renewal fee is not waived may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Reward Points can be redeemed instantly at POS or converted into Health Credits; 1 Reward Point = ₹1.
Condition: Renewal fee is waived if annual spends in the previous year are ₹1,00,000 or more.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹499 + GST
Fee waived at
₹1,00,000 or more spend in a year; renewal fee waived on previous year spend
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% at all petrol pumps across India; max ₹100 monthly
Dining
2X Reward Points per ₹100 spent on Dining, Movies & Entertainment (combined category).
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 3X Reward Points per ₹100 spent on all Apollo services, plus up to 10% instant discount at select Apollo services.
Included: Complimentary Apollo Gold Tier membership (OneApollo).
Included: Up to 10% instant discount at select Apollo services.
Included: Contactless tap-and-pay; a security key ensures only one transaction is processed if the card is tapped multiple times.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.