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CASHBACK CARD

Airtel Axis Bank Credit Card

Axis Bank

25% cashback on eligible Airtel payments, 10% on eligible utility payments through Airtel Thanks, 10% value back at selected partners and 1% base cashback. Monthly caps and minimum-order values apply. The welcome voucher is unavailable when the card is issued without a joining fee.

No card image available
ANNUAL FEE
₹500 + GST
JOINING FEE
₹500 + GST
REWARDS
1% back
Base rate
KEY BENEFIT
25% cashback on eligible Airtel mobile, broadband, Wi-Fi and DTH payments. Payment must be made through the Airtel Thanks app and the monthly issuer cap applies.
BEST FOR
Included: Regular Airtel users who can use the partner cashback categories.
Included: Airtel mobile customers
Included: Airtel broadband or DTH users
Included: Utility-bill payers
Limitation: Non-Airtel users or people wanting travel rewards.
Limitation: Non-Airtel households
Limitation: High international spenders
Limitation: Users wanting lounge-focused benefits
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Monthly caps and minimum-order values apply. The welcome voucher is unavailable when the card is issued without a joining fee.
Condition: 10% value back on eligible Zomato, Blinkit and District Movies spends, capped at ₹200 per partner per month.
Condition: 1% cashback on other eligible spends; excluded categories do not earn cashback.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
1% back
Base rate
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
₹500 + GST
Annual / renewal fee
₹500 + GST
Fee waived at
Annual fee waived above ₹2,00,000 eligible annual spend.
Forex markup
3.5%
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% waiver on eligible ₹400–₹4,000 fuel transactions; maximum ₹500 per statement.
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 25% cashback on eligible Airtel mobile, broadband, Wi-Fi and DTH payments. Payment must be made through the Airtel Thanks app and the monthly issuer cap applies.
Included: 25% Airtel cashback
Included: 10% utility cashback
Included: 10% value back at selected partners
MAY NOT SUIT
Limitation: Most value depends on Airtel Thanks usage.
Limitation: Category caps restrict total cashback.
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures not yet checked against the issuer’s published terms.