BEST FOR
Included: May suit users who value bundled wellness partner benefits over broad reward earning on everyday categories.
Included: May suit those who plan to use bundled wellness benefits such as video doctor consultations and fitness sessions.
Included: May suit insurance premium spends, which earn 5X EDGE REWARDS with a maximum transaction amount of ₹10,000.
Included: May suit fuel purchases in India between ₹400 and ₹4,000 a month, where the 1% fuel surcharge waiver applies.
Limitation: Spends on fuel, rent, utilities, wallet loads, education, government payments may wish to compare other cards.
Limitation: Heavy spenders on fuel, rent, utilities or wallet loads may wish to compare other cards.
Limitation: Those new applicants may wish to compare other cards.
Limitation: Spends in foreign currency, where a foreign currency transaction fee of 3.5% of the may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: The bank page states that this credit card is no longer available.
Condition: Partner benefits need a partner-portal login and stop if the card is cancelled, converted to another Axis card, or the Minimum Amount Due is missed.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

