BEST FOR
Included: Defence Forces personnel and Government of India employees, for whom the card is tailored
Included: May suit those who spend on fuel in the ₹400–₹4,000 transaction range and want a 1% surcharge waiver.
Included: May suit Defence Forces personnel or Government of India employees, the groups the card is tailored for.
Included: May suit those who want free add-on cards for family members over 18 years of age.
Limitation: Large fuel spends may wish to compare other cards.
Limitation: Those with heavy fuel spends may wish to compare other cards.
Limitation: Those who pay rent often may wish to compare other cards.
Limitation: Those who revolve balances may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Fuel surcharge waiver is valid only on transactions between ₹400 and ₹4,000, up to ₹250 per statement cycle.
Condition: A 1% fee applies on each rent transaction, and on wallet loads of ₹10,000 or more per statement cycle.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

