Skip to main content
PaisaKhoj
SearchView All Credit Cards
REWARD POINTS CARD

Axis Bank Privilege Credit Card

Axis Bank

Earns 10 EDGE Reward points per ₹200 spent, with 2 domestic lounge visits a calendar quarter, a 1% fuel surcharge refund on ₹400–₹4,000 fuel spends and 10,000 bonus points on ₹2.5 lakh yearly spends.

Axis Bank Privilege Credit Card
ANNUAL FEE
Not stated
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
10 EDGE Reward points on every ₹200 spent, domestically or internationally
BEST FOR
Included: Cardholders who spend steadily in categories that earn points and may use up to 2 domestic lounge visits a quarter
Included: May suit those who spend regularly in categories that earn points
Included: May suit occasional domestic air travellers who meet the ₹50,000 spend condition for lounge access
Included: May suit those who book movie tickets through the District app and would use the once-a-month offer
Limitation: Spends concentrated in rent, fuel, utilities, insurance, education or wallets may wish to compare other cards.
Limitation: Those whose spends are mostly rent, fuel, utilities, insurance or education may wish to compare other cards.
Limitation: Frequent international travellers may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Lounge access needs ₹50,000 spends in the previous 3 calendar months; a new card is exempt for its issue month and the next 3 months
Condition: Unredeemed points may be forfeited 30 days after card closure or if the minimum amount due stays overdue for over 90 days

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
70

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
Not stated
Fee waived at
₹5,00,000 in a card anniversary year (excl. rent, wallet, utilities, govt, insurance, gold, fuel, education, gift card, tolls)
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per calendar quarter · Select domestic lounges (Set A list); guest entry, meals, drinks or spa may be charged at the lounge · ₹50,000 eligible spends in the previous 3 months
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Axis Bank Credit Cards Domestic Airport Lounge Access Program
EVERYDAY
Fuel
1% surcharge refunded on fuel txns of ₹400–₹4,000; max ₹400 per statement cycle
Dining
Axis Bank Dining Delights Program: offers at top restaurants across India
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Insurance, rent, fuel, education, utilities, government, wallet, gold and jewellery gift card, bridge fees, road fees and tolls earn no points; EMI conversion debits points; Insurance, rent, fuel, educational services, utilities, government, wallet, gold & jewellery gift card, bridge fees, road fees, tolls
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 10 EDGE Reward points on every ₹200 spent, domestically or internationally
Included: Milestone: 10,000 extra EDGE Reward points (worth ₹2,000) on ₹2.5 lakh spends in a card anniversary year; primary and add-on spends count
Included: Cover: Purchase Protection up to ₹1 lakh, credit shield ₹1 lakh, lost travel documents $300, check-in baggage delay $300 and loss $500
Included: Buy-one-get-one on movie tickets via the District app: 100% off the second ticket, up to ₹250 off, once a month
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.