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REWARD POINTS CARD

Axis Bank Reserve Credit Card

Axis Bank

Unlimited domestic lounge visits, Priority Pass membership with unlimited visits, 8 airport concierge services a year and unlimited golf rounds, with dining, hotel and entertainment privileges.

Annual fee of ₹50,000 + GST is waived on ₹35,00,000 eligible spends in the preceding anniversary year; rent, wallet, utilities, govt, insurance, fuel, gold and gift cards do not count. Airport transfers are discontinued.

Axis Bank Reserve Credit Card
ANNUAL FEE
₹50,000 + GST
JOINING FEE
₹50,000 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Unlimited complimentary domestic lounge visits, plus Priority Pass membership with unlimited visits.
BEST FOR
Included: Cardholders who fly often and expect eligible annual spends near ₹35,00,000.
Included: May suit frequent flyers who want unlimited domestic lounge visits and Priority Pass access.
Included: May suit golfers who want complimentary green-fee rounds.
Included: May suit households with high annual card spend that could reach the ₹35,00,000 level at which the annual fee is waived.
Limitation: Those with lower eligible spends may wish to compare other cards.
Limitation: Those low-spend users may wish to compare other cards.
Limitation: Spenders whose spends are mostly utilities, fuel, insurance, government may wish to compare other cards.
Limitation: Anyone relying on complimentary airport transfers or Oberoi hotel offers may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Utilities, government institutions, insurance, fuel, gold/jewellery and wallet spends are not eligible for EDGE Reward Points.
Condition: Complimentary airport transfers were discontinued from 20 Apr 2024, and Oberoi hotel offers from 1 Oct 2025.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
₹50,000 + GST
Annual / renewal fee
₹50,000 + GST
Fee waived at
₹35,00,000 eligible spends in preceding anniversary year (excl. rent, wallet, utilities, govt, EMI, cash, insurance, gold, fuel, gift card)
Forex markup
1.5%
Finance charge
3% per month
Cash withdrawal fee
₹0
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
Unlimited — Unlimited complimentary visits · Free entry for the cardholder after a nominal card-validation swipe (₹2 Visa/RuPay, ₹25 Mastercard).
International airport lounge
Unlimited — Unlimited complimentary Priority Pass visits
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international); Axis Bank domestic lounge programme
EVERYDAY
Fuel
1% surcharge refunded on fuel transactions of ₹400 to ₹4,000; maximum ₹400 per statement cycle
Dining
Complimentary EazyDiner Prime membership
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Utilities, government institutions, insurance, fuel, gold/jewellery and wallet spends are not eligible for EDGE Reward Points, in addition to other existing category exclusions.; No EDGE Reward Points on utilities, government institutions, insurance, fuel, gold/jewellery, wallet and gift card spends; bridge fees, road fees and tolls also earn none.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Unlimited complimentary domestic lounge visits, plus Priority Pass membership with unlimited visits.
Included: Priority Pass membership with unlimited visits and unlimited domestic lounge visits.
Included: 8 complimentary airport concierge services per calendar year for primary cardholders, covering check-in, security, immigration and porter help.
Included: Unlimited complimentary golf rounds (green fee only), complimentary EazyDiner Prime membership and a capped BookMyShow second-ticket offer.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.