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REWARD POINTS CARD

Axis Bank Select Credit Card

Axis Bank

Earns 10 EDGE Reward Points per ₹200, with 2X on retail shopping up to ₹20,000 a month. Includes international and domestic airport lounge visits, golf rounds and a fuel surcharge refund, subject to spend conditions.

Annual fee ₹3,000 + GST (Nil for Burgundy). Extra lounge visits and milestone benefits need ₹3 lakh spends and fee waiver needs ₹8 lakh. Insurance, rent, fuel, utilities, education and other categories earn no points.

Axis Bank Select Credit Card
ANNUAL FEE
₹3,000 + GST
JOINING FEE
₹3,000 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Up to 12 international lounge visits a year through Priority Pass, plus 2 domestic lounge visits a quarter, subject to spend conditions.
BEST FOR
Included: Usually suits cardholders with regular retail store spends who can meet the stated lounge and milestone spend levels.
Included: May suit those with regular retail store spends who can use the 2X rate up to ₹20,000 a month.
Included: May suit those who travel and can meet ₹50,000 spends in 3 months for domestic lounge visits.
Included: May suit those who can reach ₹3 lakh yearly spends for extra international lounge visits.
Limitation: Less suited to spends mainly on rent, fuel, utilities, insurance or education may wish to compare other cards.
Limitation: Those with large rent, fuel, utility or insurance spends may wish to compare other cards.
Limitation: Those who want no annual fee may wish to compare other cards.
Limitation: Foreign currency transactions carry a 3.50% fee may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: From 1 Oct 2026, spends on excluded categories no longer count towards the ₹3 lakh threshold for extra lounge visits, golf rounds and Priority Pass renewal.
Condition: From 1 Nov 2026, the Buy One Get One District movie offer needs ₹25,000 spends in the previous 3 months.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
70

Fees & ownership

Joining fee
₹3,000 + GST
Annual / renewal fee
₹3,000 + GST
Fee waived at
₹8 lakh spends in preceding card anniv. year (excl. insurance, rent, fuel, education, utilities, telecom, govt, wallet, gold, gift cards)
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 complimentary visits per quarter · Show only the Select card with boarding pass; Priority Pass not valid for domestic lounges from 28 Aug 2026 · ₹50,000 in previous 3 calendar months (domestic); ₹3 lakh in anniversary year (6 extra intl visits)
International airport lounge
12 visits per year — Up to 12 visits a year: 6 Priority Pass visits plus 6 more on ₹3 lakh spends in the anniversary year · Priority Pass; year 1 needs a transaction within 30 days; extra and guest visits are charged to the card · ₹50,000 in previous 3 calendar months (domestic); ₹3 lakh in anniversary year (6 extra intl visits)
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international); Axis Bank domestic airport lounge programme (domestic)
EVERYDAY
Fuel
1% waiver on fuel transactions of ₹400 to ₹4,000; max ₹400 per statement cycle
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No points on insurance, rent, fuel, education, utilities & telecom, wallet, gold/jewellery, government services, gift card, bridge fees, road fees & tolls; points debited on EMI conversion; Insurance, rent, fuel, educational services, utilities & telecom, wallet, gold/jewellery, government services, gift card, bridge fees, road fees and tolls
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Up to 12 international lounge visits a year through Priority Pass, plus 2 domestic lounge visits a quarter, subject to spend conditions.
Included: Priority Pass membership for international lounges: 6 visits a year, plus 6 more on ₹3 lakh spends in the anniversary year.
Included: 6 complimentary golf rounds a year, plus 6 more on ₹3 lakh spends in the anniversary year; bookings via extraordinaryweekends.com.
Included: Complimentary cover: purchase protection up to ₹1 lakh and cumulative cover up to $500 for travel document loss and check-in baggage delay or loss; terms apply.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.