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CREDIT CARD

Axis Bank Vistara Infinite Credit Card

Axis Bank

Earns 6 Maharaja Points per ₹200 of eligible spends and offers 2 domestic airport lounge visits per quarter (spend criteria apply), plus cover for travel documents and check-in baggage.

Domestic lounge access needs ₹50,000 spends in the previous 3 calendar months. Rent, wallet, utility, government, insurance, jewellery and fuel spends earn no points. The bank says the card is discontinued for spends after 15 Dec 2026.

Axis Bank Vistara Infinite Credit Card
ANNUAL FEE
Not stated
JOINING FEE
₹10,000 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Earn 6 Maharaja Points for every ₹200 of eligible spends, credited to the cardholder's Maharaja Club account every billing cycle.
BEST FOR
Included: May suit cardholders who fly within India and can meet the ₹50,000 spends in 3 calendar months needed for domestic.
Included: May suit cardholders who want to earn Maharaja Points at 6 per ₹200 on eligible everyday spends.
Included: May suit people who fly within India and can reach ₹50,000 spends in 3 calendar months for domestic lounge visits.
Included: May suit cardholders who value purchase protection cover for travel documents and check-in baggage.
Limitation: Spends mainly on rent, wallet loads, utilities, government services, insurance may wish to compare other cards.
Limitation: Those whose spends are mostly on rent, wallet loads, utilities, government services may wish to compare other cards.
Limitation: Those needing international airport lounge access may wish to compare other cards.
Limitation: Those frequent foreign-currency spenders may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: The bank states this card will be discontinued for spends after 15 December 2026 following the merger of Vistara with Air India.
Condition: Foreign currency transactions carry a 3.50% fee, and a 1% fee applies on cumulative fuel spends of ₹50,000 or more in a statement cycle.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
70

Fees & ownership

Joining fee
₹10,000 + GST
Annual / renewal fee
Not stated
Fee waived at
Not stated
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per quarter · Select Indian airport lounges (Set B list); new card: spend criteria waived for issue month plus next 3 calendar months · ₹50,000 in the previous 3 calendar months
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Axis Bank Domestic Airport Lounge Access Program
EVERYDAY
Fuel
Not stated
Dining
Dining offers continue on the card; the bank links its EazyDiner dining programme for details
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No Maharaja Points on rent, wallet load, utilities, government services, insurance, jewellery/gold/silver/precious stones, watches, fuel, EMI conversions, cash withdrawals, fees and interest.; Fuel, rent, wallet load, utility bills, government services, insurance, jewellery, gold, silver, precious stones & metals and watches earn no Maharaja Points.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: Earn 6 Maharaja Points for every ₹200 of eligible spends, credited to the cardholder's Maharaja Club account every billing cycle.
Included: Purchase Protection Cover of up to ₹1 lakh or $300 for loss of travel documents and delay or loss of check-in baggage (terms apply).
Included: 6 complimentary rounds of golf at selected Indian courses; details on the bank's page.
Included: Maharaja Points are credited to the Maharaja Club account every billing cycle, within 10 working days of statement generation.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.