Skip to main content
PaisaKhoj
SearchView All Credit Cards
REWARD POINTS CARD

BPCL SBI Card OCTANE

SBI Card

Earns 25X Reward Points on BPCL petrol pump fuel (stated as 7.25% value back) and 10 Reward Points per ₹100 at dining, departmental stores, grocery and movies. Includes 4 domestic lounge visits per calendar year.

BPCL fuel earn capped at 2,500 RP per billing cycle; lounge visits max 1 per quarter; welcome points need annual fee payment; renewal fee reversal needs ₹2,00,000 annual spend.

BPCL SBI Card OCTANE
ANNUAL FEE
₹1,499 + GST
JOINING FEE
₹1,499 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
25X Reward Points on fuel spends at BPCL petrol pumps, stated as 7.25% value back
BEST FOR
Included: May suit cardholders who fuel mainly at BPCL petrol pumps and also spend on dining, groceries.
Included: May suit regular fuel spends at BPCL petrol pumps.
Included: May suit spends on dining, departmental stores, grocery and movies.
Included: May suit those who use domestic airport lounges up to 4 times a year, one per quarter.
Limitation: Those who fuel at non-BPCL outlets (no retail points) may wish to compare other cards.
Limitation: Those who fuel mainly at non-BPCL outlets may wish to compare other cards.
Limitation: Those expecting points on mobile wallet uploads may wish to compare other cards.
Limitation: Those needing more than one domestic lounge visit per quarter may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: BPCL fuel earn: maximum 2,500 Reward Points per billing cycle.
Condition: Domestic lounge visits are limited to 4 per calendar year, maximum 1 visit per quarter.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
₹1,499 + GST
Annual / renewal fee
₹1,499 + GST
Fee waived at
Renewal fee reversed if last year's annual spend is ₹2,00,000 or more
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
4 visits per quarter — 4 visits per calendar year (max. 1 visit per quarter) · Maximum 1 visit per quarter; page describes them as domestic VISA lounge visits
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% on BPCL transactions up to ₹4,000, POS swipe only; max ₹100 per statement cycle per card account
Dining
10 Reward Points per ₹100 on a combined category: dining, departmental stores, grocery and movies
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Mobile wallet uploads and non-BPCL fuel spends excluded from retail Reward Point earn; Mobile wallet uploads; non-BPCL fuel spends (no retail points)
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 25X Reward Points on fuel spends at BPCL petrol pumps, stated as 7.25% value back
Included: 4 complimentary domestic lounge visits per calendar year (max. 1 per quarter).
Included: e-Gift Vouchers worth ₹2,000 from Aditya Birla Fashion or Yatra or Hush Puppies on annual spend of ₹3 Lakhs.
Included: Complimentary fraud liability cover of ₹1 Lakh; Reward Points can be redeemed instantly at select BPCL petrol pumps.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.