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REWARD POINTS CARD

RuPay Select Credit Card

Canara Bank

Reward Points on purchases and payments, complimentary domestic and international airport lounge visits, and NPCI-provided cashback on utility bills and dining, with an interest-free period of up to 50 days.

Inactivity fee of ₹300 applies if annual turnover is below ₹1,00,000. Unpaid balances attract 2.5% per month. Forex markup is up to 3%. NPCI cashback and lounge offers may vary from time to time.

RuPay Select Credit Card
ANNUAL FEE
Not stated
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Complimentary airport lounge access: 2 domestic visits per quarter and 2 international visits per year for the cardholder.
BEST FOR
Included: Cardholders who meet the ₹10,00,000 gross annual income criterion and spend at least ₹1,00,000 a year on the card.
Included: May suit those who want Reward Points on everyday purchases and payments.
Included: May suit occasional travellers who would use 2 domestic lounge visits a quarter or 2 international visits a year.
Included: May suit those who pay utility bills or dine out and want the NPCI 5% cashback offers, within the ₹50 monthly caps.
Limitation: Low-spend users may wish to compare other cards.
Limitation: Those who spend less than ₹1,00,000 a year on the card, given the ₹300 inactivity fee may wish to compare other cards.
Limitation: Those wanting high cashback value may wish to compare other cards.
Limitation: Those who expect to carry a balance may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Cash withdrawal costs 3% of the amount (minimum ₹150) at Canara Bank ATMs, plus finance charges from the withdrawal date.
Condition: Late payment fee is ₹250 + GST, in addition to 2.5% per month on the carried-over balance.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
Not stated
Fee waived at
Not stated
Forex markup
3%
Finance charge
2.5% per month
Cash withdrawal fee
3% of the amount, minimum ₹150
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per quarter (self) · NPCI programme; covers 30 lounges across 11 cities in India.
International airport lounge
2 visits per year — 2 visits per year (self) · NPCI programme; covers 500+ lounges across 300+ cities worldwide.
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Lounge Access Program (NPCI)
EVERYDAY
Fuel
Fuel surcharge refund up to ₹100 per billing month; needs ₹2,500 monthly purchases and ₹400 per fuel purchase
Dining
5% cashback at eating places and restaurants, capped at ₹50 per month
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Complimentary airport lounge access: 2 domestic visits per quarter and 2 international visits per year for the cardholder.
Included: Interest-free credit period of up to 50 days, with revolving credit available and repayment through alternate banking channels.
Included: Personal accident insurance cover for cardholder and spouse, with higher cover for air accidents, plus baggage insurance and purchase protection.
Included: Easy EMI conversion through the Canara ai1 app; ATM cash withdrawal available on the card.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.