Skip to main content
PaisaKhoj
SearchView All Credit Cards
REWARD POINTS CARD

RuPay Select Secured Credit Card

Canara Bank

Reward points on purchases and payments, domestic and international lounge visits for self, and 5% cashback offers on utility bills and dining, on a card issued against a deposit.

Issued against deposits in the applicant's name. An inactivity fee applies if annual turnover is below ₹1,00,000. NPCI-provided offers, lounge access and concierge may vary from time to time.

RuPay Select Secured Credit Card
ANNUAL FEE
Not stated
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
2 Reward Points per ₹100 on purchases / payments, each point valued at ₹0.25
BEST FOR
Included: Applicants holding a deposit in their own name (joint 'Either or Survivor' deposits accepted) who want a card issued.
Included: May suit those who hold a deposit and want a card issued against it
Included: May suit spenders who want reward points with a stated value of ₹0.25 per point
Included: May suit occasional travellers wanting domestic and international lounge visits for self
Limitation: Cardholders who may not reach ₹1,00,000 annual turnover (inactivity fee applies) may wish to compare other cards.
Limitation: Those who expect to spend under ₹1,00,000 a year on the card may wish to compare other cards.
Limitation: Those seeking larger cashback may wish to compare other cards.
Limitation: Those wanting lounge access for guests may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Inactivity fee of ₹300 per annum applies if card turnover is below ₹1,00,000 in the card year.
Condition: Add-on cards can be issued to other joint depositors of a qualifying joint deposit.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
Not stated
Fee waived at
Not stated
Forex markup
3%
Finance charge
2.5% per month
Cash withdrawal fee
3% of the amount, minimum ₹150
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per quarter for Self · Self only; covers 30 lounges across 11 cities in India (NPCI programme; may vary)
International airport lounge
2 visits per year — 2 visits per year for Self · Self only; covers 500+ lounges across 300+ cities worldwide (NPCI programme)
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
NPCI RuPay Select lounge access programme
EVERYDAY
Fuel
1% surcharge (min ₹10 + taxes) reimbursed up to ₹100 per billing month if ₹2,500 monthly purchases and ₹400 per fuel ticket
Dining
5% cashback on eating places & restaurants, capped at ₹50 per month
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 2 Reward Points per ₹100 on purchases / payments, each point valued at ₹0.25
Included: 5% cashback on utility bill payments and on eating places & restaurants, each capped at ₹50 per month
Included: 24x7 concierge services: referral and reservation services for hotel, dining, car rental and international travel
Included: Personal accident death cover for card holder and spouse: air ₹8 lakh self / ₹4 lakh spouse; other ₹4 lakh self / ₹2 lakh spouse
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.