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REWARD POINTS CARD

Visa Signature Credit Card

Canara Bank

Earns 2 Reward Points per ₹100 on POS and e-commerce spends, with 3 domestic airport lounge visits per quarter at selected lounges and Nil annual, joining and enrolment fees.

₹1,000 inactivity fee if annual turnover is below ₹2,00,000. Listed charges exclude 18% GST. Cash withdrawal costs ₹30 per ₹1,000; revolving interest is 2.5% per month; forex mark-up is 3%.

Visa Signature Credit Card
ANNUAL FEE
No annual fee
JOINING FEE
No joining fee
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
2 Reward Points per ₹100 spent on POS and e-commerce transactions
BEST FOR
Included: Cardholders with independent income of ₹10 Lakh gross per annum or more who spend ₹2,00,000 a year on the card
Included: Those who make regular POS and e-commerce spends earning 2 Reward Points per ₹100 may suit it
Included: Domestic travellers using 3 lounge visits per quarter at selected lounges may suit it
Included: Those who prefer no annual, joining or enrolment fee may suit it
Limitation: Light users may wish to compare other cards.
Limitation: Those who spend under ₹2,00,000 a year on the card may not suit it may wish to compare other cards.
Limitation: Frequent cash withdrawers may not suit it may wish to compare other cards.
Limitation: Frequent overseas spenders may not suit it may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Listed charges exclude GST; 18% GST is charged extra
Condition: Cash withdrawal limit is 50% of credit limit or ₹50,000, whichever is lower

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
No joining fee
Annual / renewal fee
No annual fee
Fee waived at
Not stated
Forex markup
3%
Finance charge
2.5% per month
Cash withdrawal fee
3% of the amount, minimum ₹150
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
3 visits per quarter — 3 visits per quarter · Available at selected lounges
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% surcharge (min ₹10) reimbursed up to ₹100 per billing month; needs ₹2,500 purchases that month and ₹400 minimum fuel ticket
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 2 Reward Points per ₹100 spent on POS and e-commerce transactions
Included: Easy EMI conversion via Canara ai1 app: 13% p.a. for 3, 6, 9 months; 14% p.a. for 12, 18, 24 months
Included: Air accident cover ₹8.00 lakhs (self) and ₹4.00 lakhs (spouse); fraudulent charge cover ₹5,00,000; baggage insurance up to ₹25,000
Included: Credit limit range ₹1,50,000 to ₹50,00,000; international use can be activated via net banking, mobile banking or base branch
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.