BEST FOR
Included: May suit cardholders who fly and want lounge visits alongside points on everyday spends.
Included: May suit those who spend on retail categories, including fuel, and want points in an airline programme.
Included: May suit those who fly and want domestic and international lounge visits.
Included: May suit those whose annual spends reach ₹8,00,000 and who want a Yatra hotel voucher.
Limitation: Those who need a published ₹ value per point may wish to compare other cards.
Limitation: Those who want a published ₹ value per point may wish to compare other cards.
Limitation: Those who want Premium Economy ticket milestones may wish to compare other cards.
Limitation: Those who need lounge access beyond 8 domestic and 4 international visits a year may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Annual fee is ₹2,999 + taxes; no renewal fee from the second year onwards.
Condition: Premium Economy ticket milestones are discontinued for cards due for renewal after 01 April 2025.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

