Compare credit cards

See how annual fees, rewards and benefits differ, so you can choose a credit card that suits your spending and needs.

Comparison dimension

See how annual fees, rewards and benefits differ, so you can choose a credit card that suits your spending and needs.

Pinnacle Credit Card

IndusInd Bank · Mastercard

Last checked 31 Oct 2026

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Best for

Best forA typical fit, not personalised advice.

• Spend mix with e-commerce purchases and travel or golf privileges in regular use
• Less suited to — Fuel and rent-heavy spends may wish to compare other cards.

Fees & ownership

Annual / renewal fee

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Joining fee

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Fee waived at

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Rewards & value

Base rewards

reward points

Accelerated rewards

Earning terms not yet recorded from the issuer’s own documents

Effective valueNeeds an annual spend to mean anything — the card value calculator asks for one.

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Reward point valueThe rupee value per point recorded for the card’s reward programme.

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Reward cap

Fuel transactions earn no points; third-party rent payments earn capped points

Important conditions

Major reward exclusions

Fuel transactions earn no rewards

Travel & lifestyle

Lounge access

• Domestic: 1 / quarter
• International: 1 / quarter

Lounge requirementWhat has to be true before a lounge visit is free

1 international (Priority Pass) and 1 domestic lounge visit per calendar quarter; domestic access subject to a spends criteria

Forex markup

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Everyday benefits

Fuel benefit

Offered — cap not stated

RuPay / UPI support

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Eligibility

Minimum income

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Other costs

Finance chargeWhat an unpaid balance costs

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Decision

Good to knowThe one condition most likely to change the maths.

• Fuel transactions earn no rewards
• Fuel transactions earn no points; third-party rent payments earn capped points

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Missing values were not published by the issuer; PaisaKhoj does not estimate them. A highlighted figure marks the lower or higher of two directly comparable amounts on that row alone — it is not a recommendation, and no card here is named an overall winner.