Compare credit cards
Compare up to three credit cards side by side. Explore fees, rewards and benefits to find the right card for you.
See how annual fees, rewards and benefits differ, so you can choose a credit card that suits your spending and needs.
Comparison dimension
See how annual fees, rewards and benefits differ, so you can choose a credit card that suits your spending and needs.
Best for
Best forA typical fit, not personalised advice.
- May suit cardholders who spend regularly with Tata group brands and can use NeuCoins on eligible Tata Neu purchases
- Less suited to — Those heavy fuel, rent, wallet-load or government spends, which earn no NeuCoins may wish to compare other cards.
Fees & ownership
Annual / renewal fee
₹1,499 + GST
Joining fee
₹1,499 + GST
Fee waived at
Spend ₹3,00,000 a year
Rewards & value
Base rewards
reward points
Accelerated rewards
Earning terms not yet recorded from the issuer’s own documents
Effective valueNeeds an annual spend to mean anything — the card value calculator asks for one.
—
Reward point valueThe rupee value per point recorded for the card’s reward programme.
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Reward cap
—
Important conditions
Major reward exclusions
Fuel, wallet/gift/prepaid card loads and vouchers, rent, government, online skill-based gaming, cash advances, EMI conversions, card fee payments, education via third-party apps
Travel & lifestyle
Lounge access
- Domestic: —
- International: 4 / quarter
Lounge requirementWhat has to be true before a lounge visit is free
2 domestic lounge vouchers a quarter on ₹50,000+ quarterly spend; 4 international visits a year
Forex markup
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Everyday benefits
Fuel benefit
Offered — cap not stated
RuPay / UPI support
—
Eligibility
Minimum income
—
Other costs
Finance chargeWhat an unpaid balance costs
3.75% per month
Decision
Good to knowThe one condition most likely to change the maths.
Fuel, wallet/gift/prepaid card loads and vouchers, rent, government, online skill-based gaming, cash advances, EMI conversions, card fee payments, education via third-party apps
Missing values were not published by the issuer; PaisaKhoj does not estimate them. A highlighted figure marks the lower or higher of two directly comparable amounts on that row alone — it is not a recommendation, and no card here is named an overall winner.