Skip to main content
PaisaKhoj
SearchView All Credit Cards
CASHBACK CARD

Fibe Axis Bank Credit Card

Axis Bank

A lifetime free cashback card: up to 3% on online food delivery, entertainment and local commute, 1% on other spends (₹1,500 cap per statement cycle), plus complimentary domestic airport lounge visits.

Cashback is capped at ₹1,500 per statement cycle and the 3% rate applies on select MCCs only. Fuel, wallet load, EMI, rent, education and govt spends earn none. Sourced only to existing Fibe customers.

Fibe Axis Bank Credit Card
ANNUAL FEE
No annual fee
JOINING FEE
No joining fee
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Up to 3% cashback on online food delivery, online entertainment and online local commute; 1% cashback on all other spends.
BEST FOR
Included: May suit existing Fibe customers who want a lifetime free cashback card for everyday online spends.
Included: May suit spenders who regularly order food online, pay for online entertainment or use local commute services.
Included: May suit existing Fibe customers who want a card with no joining or annual fee.
Included: May suit cardholders who want to link a credit card to UPI apps for QR payments.
Limitation: Spends on fuel, wallet loads, rent, education, insurance and EMIs may wish to compare other cards.
Limitation: Those who spend mainly on fuel, wallet loads, rent or education may wish to compare other cards.
Limitation: Those who are not existing Fibe customers may wish to compare other cards.
Limitation: Those with large cashback-eligible spends may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Cashback is credited T+3 days from the statement generation date, computed on spends net of returns, and rounded down per transaction.
Condition: The card is sourced only to existing Fibe customers; eligibility criteria are indicative and the bank may approve or decline an application.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
70

Fees & ownership

Joining fee
No joining fee
Annual / renewal fee
No annual fee
Fee waived at
Not stated
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
4 visits per year — 4 complimentary visits per calendar year
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Axis Bank Credit Cards Domestic Airport Lounge Access Program
EVERYDAY
Fuel
Not stated
Dining
Axis Bank Dining Delights Program at top restaurants across India.
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No cashback on fuel, wallet load, rent, education, insurance, govt services, EMI, gift cards, gold/jewellery, cash withdrawals, tolls, UPI spends under ₹2,000 or transactions under ₹100.; Wallet load, fuel, cash withdrawal, gold and jewellery, gift cards, EMI and EMI-converted purchases, rent, repayments, insurance, education, govt services, bridge/road fees and tolls.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: Up to 3% cashback on online food delivery, online entertainment and online local commute; 1% cashback on all other spends.
Included: 3% cashback on online food delivery, entertainment and local commute (select MCCs) and 1% on other spends, capped at ₹1,500 per statement cycle.
Included: Link the card to a UPI app for Scan & Pay, and pay the card bill through UPI using the card's UPI ID.
Included: Wednesday Delight: up to 15% instant savings on flights and hotels via MakeMyTrip, 10% off Swiggy orders, 10% off up to ₹1,000 on Tira.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.