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CASHBACK CARD

Flipkart Axis Bank Credit Card

Axis Bank

Earns cashback: 7.5% on Myntra, 5% on Flipkart and Cleartrip, unlimited 4% on Preferred Merchants and unlimited 1% on other eligible spends. Cashback is credited to the card statement. Myntra, Flipkart and Cleartrip cashback is capped each statement quarter.

Myntra, Flipkart and Cleartrip cashback is capped at ₹4,000 per statement quarter (per merchant). Fuel, utilities, telecom, education, rent, wallet loads, insurance and EMI earn no cashback. Annual fee ₹500 from year 2; waived above ₹3,50,000 annual spends.

Flipkart Axis Bank Credit Card
ANNUAL FEE
₹500
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
7.5% cashback on Myntra spends, 5% on Flipkart and Cleartrip, and unlimited 4% on Preferred Merchants.
BEST FOR
Included: May suit cardholders who shop on Myntra, Flipkart and Cleartrip and want cashback credited directly to the card.
Included: May suit shoppers who spend regularly on Myntra.
Included: May suit those who shop on Flipkart or book on Cleartrip.
Included: May suit those who spend at Preferred Merchants, such as Swiggy food delivery, PVR, Uber and Fitpass.
Limitation: Spends on fuel, utilities, telecom, education, rent or wallet loads may wish to compare other cards.
Limitation: Those whose spends are mainly fuel, utilities, rent or wallet loads may wish to compare other cards.
Limitation: Those wanting complimentary airport lounge access, which is no longer offered may wish to compare other cards.
Limitation: Those who convert purchases to EMI may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Complimentary domestic airport lounge access is no longer offered on this card (discontinued from 20 June 2025).
Condition: Cashback is credited 3 days before the next statement date and is reversed if the purchase is later converted to EMI or returned.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
70

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹500
Fee waived at
Annual spends above ₹3,50,000; rent and wallet load spends excluded; counted by posting date
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% waiver on fuel transactions of ₹400–₹4,000; max ₹400 per statement cycle; all fuel stations in India; GST not refunded
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No cashback on utility, telecom, education, rent, wallet load, government services, insurance, gold and jewellery, fuel, financial institutions, cash advances, EMI, gift cards on Flipkart and Myntra, card fees, or transactions under ₹100.; Utility, telecom, education, rent, wallet load, government services, insurance, gold and jewellery, fuel, financial institutions, cash advances, repayments, EMI transactions and card fees earn no cashback.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 7.5% cashback on Myntra spends, 5% on Flipkart and Cleartrip, and unlimited 4% on Preferred Merchants.
Included: Cashback of 7.5% on Myntra, 5% on Flipkart and Cleartrip, 4% on Preferred Merchants and 1% on other eligible spends, credited to the card statement.
Included: 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, with benefit up to ₹400 per statement cycle.
Included: Transactions over ₹2,500 can be converted to EMI by contacting the bank; EMI transactions earn no cashback.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.