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REWARD POINTS CARD

HSBC Visa Platinum Credit Card

HSBC

Earns 2 reward points per ₹150 spent, with up to 6 times points on travel bookings via Travel with Points. Includes a fuel surcharge waiver, fuel cashback and Visa Signature perks, with no joining or annual fee.

Fuel surcharge waiver applies to fuel payments of ₹400 to ₹4,000, capped at ₹250 a month. Visa Signature perks follow Visa's terms and may change.

HSBC Visa Platinum Credit Card
ANNUAL FEE
No annual fee
JOINING FEE
No joining fee
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
2 reward points for every ₹150 spent; up to 6 times points on hotels, flights and car rentals through Travel with Points
BEST FOR
Included: May suit cardholders who want no joining or annual fee and reward points on everyday spends
Included: May suit everyday spenders who want a card with no joining or annual fee
Included: May suit those who spend on fuel and want a fuel surcharge waiver
Included: May suit those who book hotels, flights or car rentals and convert points to air miles
Limitation: Less suited to heavy fuel spends may wish to compare other cards.
Limitation: Applicants who live outside the listed cities or fall below the stated income criteria may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Visa Signature perks are fulfilled by Visa, are subject to change and follow Visa's terms
Condition: Applicants must be Indian residents living in one of the listed cities, such as Mumbai, Delhi NCR, Bengaluru or Pune

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
18
Maximum age
65

Fees & ownership

Joining fee
No joining fee
Annual / renewal fee
No annual fee
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Waiver of up to ₹250 on fuel surcharge for fuel payments of ₹400 to ₹4,000, capped at ₹250 a month
Dining
10% off dining with District by Zomato; 2-month EazyDiner membership on card activation
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 2 reward points for every ₹150 spent; up to 6 times points on hotels, flights and car rentals through Travel with Points
Included: Instantly convert reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app
Included: Convert points to air miles with Air India, Etihad Airways, British Airways and Singapore Airlines
Included: Zero liability: insurance cover up to ₹3,00,000 for misuse from 24 hours before the card is reported lost
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.