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REWARD POINTS CARD

ICICI Bank Coral Credit Card

ICICI Bank

Reward points on retail spends, domestic airport and railway lounge access, BookMyShow and INOX movie ticket offers, and a fuel surcharge waiver at HPCL pumps.

Airport lounge access needs ₹75,000 spend in the previous calendar quarter; BookMyShow offer needs ₹25,000 in the previous quarter. No reward points on fuel, rent, cash or wallet loads.

ICICI Bank Coral Credit Card
ANNUAL FEE
₹500 + GST
JOINING FEE
₹500 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
1 complimentary domestic airport lounge visit per calendar quarter
BEST FOR
Included: Card spending that uses movie ticket offers and occasional domestic airport or railway lounge visits.
Included: May suit those who book movies on BookMyShow and spend ₹25,000 or more a quarter on the card.
Included: May suit occasional domestic flyers who spend ₹75,000 or more a quarter on the card.
Included: May suit those who refuel at HPCL pumps and want the fuel surcharge waiver.
Limitation: Regular foreign currency spending, given the 3.5% forex markup may wish to compare other cards.
Limitation: Those seeking points on fuel may wish to compare other cards.
Limitation: Those paying rent by card: rent earns no points and attracts a 1% fee may wish to compare other cards.
Limitation: Large utility or insurance payers may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Annual fee reversal needs ₹1,50,000 spend in the anniversary year; EMI, rent, government and education spends are excluded.
Condition: Reward points expire 36 months from issue and lapse if the card is cancelled.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
21
Maximum age
65

Fees & ownership

Joining fee
₹500 + GST
Annual / renewal fee
₹500 + GST
Fee waived at
Not stated
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
18–48 days

Benefits & privileges

TRAVEL
Domestic airport lounge
1 visit per quarter — 1 visit per calendar quarter · Primary cardholder only; needs ₹75,000 spend in the preceding calendar quarter; ₹2 card authorisation at entry (Re 1 on AmEx). · ₹75,000 in the preceding calendar quarter
International airport lounge
Not stated
Railway lounge
4 visits per quarter — 4 visits per year (1 per quarter) · Select railway lounges in India; present the card; extra visits charged at the lounge provider's rates. · ₹75,000 in the preceding calendar quarter
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% on ₹400–₹4,000 transactions at HPCL pumps, via ICICI Merchant Services swipe machines
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No points on cash, rent, e-wallet loads, fuel or EMI transactions; points capped on utility, insurance, grocery and transport spends beyond set limits.; Cash, rent, e-wallet loads, fuel and EMI transactions.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
36 months
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 1 complimentary domestic airport lounge visit per calendar quarter
Included: 25% off up to ₹100 on INOX movie tickets, twice a month.
Included: RuPay variant: personal accident insurance cover of ₹2 lakh and 24/7 concierge on 18002670731.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.