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REWARD POINTS CARD

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank

4% cashback on HPCL fuel plus 1% surcharge waiver, 20 reward points per ₹100 on utilities and department stores, 2 per ₹100 elsewhere, 24x7 roadside assistance and a domestic lounge visit on quarterly spends.

Fuel cashback capped at ₹200 a month; accelerated points capped at 400 per statement cycle; fuel earns no points; lounge needs ₹75,000 quarterly spend; no roadside assistance in a fee-waived year.

ICICI Bank HPCL Super Saver Credit Card
ANNUAL FEE
₹500 + GST
JOINING FEE
₹500 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
4% cashback on fuel at HPCL pumps and the HP Pay app, plus a 1% fuel surcharge waiver
BEST FOR
Included: May suit those who fill fuel at HPCL pumps or via the HP Pay app and pay utility.
Included: May suit those who regularly buy fuel at HPCL pumps or through the HP Pay app.
Included: May suit those who pay utility, grocery, telecom and department store bills by card.
Included: May suit those who want 24x7 roadside assistance for one vehicle.
Limitation: Those with mostly non-fuel, non-utility spends may wish to compare other cards.
Limitation: Those who rarely fuel at HPCL outlets may wish to compare other cards.
Limitation: Those whose spends are mainly outside fuel and utilities, which earn 2 points per ₹100 may wish to compare other cards.
Limitation: Those seeking international lounge access, which is not part of this card may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Accelerated 20 points per ₹100 on utilities and department stores is capped at 400 points per statement cycle.
Condition: Roadside assistance is for the primary cardholder on fee payment and is not available if the annual fee was waived on spends.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
21
Maximum age
65

Fees & ownership

Joining fee
₹500 + GST
Annual / renewal fee
₹500 + GST
Fee waived at
₹1,50,000 in an anniversary year reverses next year's fee (excl. EMI, rent, govt, education)
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
18–48 days

Benefits & privileges

TRAVEL
Domestic airport lounge
1 visit per quarter — 1 visit per calendar quarter · Primary cardholders only; unlocked by ₹75,000 spend in the previous calendar quarter; swipe the card at the lounge · ₹75,000 in the previous calendar quarter
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% at HPCL outlets on ₹400–₹4,000 transactions; not on HP Pay wallet loads
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No reward points on fuel, cash advances, rent, e-wallet loads, EMI, balance transfer, personal loan on card, fees, interest and charges; Fuel, cash advances, rent, e-wallet loads, EMI/balance transfer/personal loan on card, fees and interest
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
36 months
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 4% cashback on fuel at HPCL pumps and the HP Pay app, plus a 1% fuel surcharge waiver
Included: 24x7 roadside assistance for one vehicle of the primary cardholder: on-site repair, towing, fuel delivery up to 5 litres, taxi up to 50 km
Included: Personal accident cover up to ₹2 lakh and 24x7 concierge service on RuPay variants
Included: 25% off up to ₹100 on movie tickets at INOX and BookMyShow, twice a month; BookMyShow offer needs ₹25,000 spend in preceding quarter
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.