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CASHBACK CARD

Samman RuPay Credit Card

IndusInd Bank

A RuPay credit card for government employees with 1% cashback on retail spends, a BookMyShow movie ticket offer, 1% fuel and railway surcharge waivers and UPI linking.

Cashback applies to retail spends up to ₹20,000 per statement cycle, capped at ₹200, and is credited in the next cycle. Movie ticket value is capped at ₹200. T&Cs apply.

Samman RuPay Credit Card
ANNUAL FEE
Not stated
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
1% cashback on retail spends, up to ₹200 per statement cycle.
BEST FOR
Included: May suit government sector employees who spend on retail, rail tickets and movies and want to use a card on UPI.
Included: May suit government employees with regular retail spends of up to about ₹20,000 per statement cycle.
Included: May suit those who book rail tickets on IRCTC and want a 1% railway surcharge waiver.
Included: May suit those who watch movies and would use a BookMyShow ticket offer every six months.
Limitation: Those spending well above ₹20,000 a cycle may wish to compare other cards.
Limitation: Those higher spenders may wish to compare other cards.
Limitation: Those who are not government employees may wish to compare other cards.
Limitation: Those wanting lounge access may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: The card is only for government sector employees.
Condition: The movie ticket is capped at ₹200; any excess is paid using the IndusInd Bank Credit Card.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
Not stated
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
₹0
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% waiver on fuel surcharge at any petrol pump within India (T&Cs apply)
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 1% cashback on retail spends, up to ₹200 per statement cycle.
Included: 1% cashback on retail spends up to ₹20,000 per statement cycle, credited to the card account in the next cycle.
Included: One assured BookMyShow movie ticket up to ₹200 every 6 months in a calendar year, in registered theatres in major cities.
Included: 1% surcharge waiver on fuel at petrol pumps in India and on railway bookings via irctc.co.in and IRCTC App (transactions up to ₹5,000).
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.