BEST FOR
Included: May suit cardholders who spend steadily through the year and want lounge visits and a discounted forex mark-up.
Included: May suit annual spends above ₹2,50,000 that reach the higher reward slabs.
Included: May suit international spends, given the discounted 1.5% forex mark-up.
Included: May suit travellers who would use Priority Pass lounge visits abroad and domestic lounge visits.
Limitation: Less suited to spends on fuel, utilities, insurance, government services, education may wish to compare other cards.
Limitation: Those wanting rewards on fuel, utility, insurance, government, education may wish to compare other cards.
Limitation: Those who spend under ₹1,00,000 a year may wish to compare other cards.
Limitation: Those wanting to redeem points for Club Vistara Airmiles or InterMiles may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Cash redemption of Reward Points is limited to 5,000 points per calendar month, effective 1 September 2024.
Condition: Redemption to Club Vistara Airmiles ended 31 Oct 2024 and to InterMiles from 21 Jan 2025.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

