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REWARD POINTS CARD

Karnataka Bank SBI Card PRIME

SBI Card

Welcome e-Gift voucher worth ₹3,000, reward points on dining, departmental stores and grocery, and 4 international plus 8 domestic lounge visits a year, with milestone vouchers.

Annual fee ₹2,999 + taxes; renewal waiver needs ₹3,00,000 annual spends. Fuel is excluded from the 2 Reward Points per ₹100 rate. Lounge visits are capped at 2 per quarter.

Karnataka Bank SBI Card PRIME
ANNUAL FEE
₹2,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Welcome e-Gift Voucher worth ₹3,000 from a choice of travel and lifestyle brands
BEST FOR
Included: May suit cardholders with regular dining, departmental store and grocery spends who also want airport lounge visits.
Included: May suit spends on dining, departmental stores and grocery that earn 10 Reward Points.
Included: May suit those who would use 4 international and 8 domestic lounge visits a year.
Included: May suit annual spends that could reach ₹3,00,000 or ₹5,00,000 milestone benefits.
Limitation: Those whose spends are mainly on fuel (excluded from the 2 Reward Points per ₹100 may wish to compare other cards.
Limitation: Those mainly fuel spends may wish to compare other cards.
Limitation: Those unlikely to use lounge visits, which are capped at 2 per quarter may wish to compare other cards.
Limitation: Those wanting no annual fee may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Priority Pass is for primary cardholders only; complimentary membership is valid for 2 years only.
Condition: Pizza Hut voucher is ₹1,000 on ₹50,000 quarterly spends (₹500 for Prime Pro cardholders on the same spends).

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,999 + GST
Fee waived at
₹3,00,000 annual spends waives renewal fee
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
8 visits per quarter — 8 visits per year (max 2 per quarter)
International airport lounge
4 visits per quarter — 4 visits per calendar year outside India (max 2 per quarter) · Priority Pass membership worth $99 is complimentary; primary cardholders only; membership valid for 2 years only
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international lounges)
EVERYDAY
Fuel
1% on transactions of ₹500–₹4,000 at petrol pumps in India; max ₹250 per statement cycle
Dining
10 Reward Points on dining spends
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Fuel is excluded from the 2 Reward Points per ₹100 base earn rate.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Welcome e-Gift Voucher worth ₹3,000 from a choice of travel and lifestyle brands
Included: Welcome e-Gift voucher worth ₹3,000 plus Pizza Hut and Yatra.com/Pantaloons vouchers on spend milestones.
Included: Complimentary Priority Pass membership with 4 international and 8 domestic lounge visits a year.
Included: 20 Reward Points per ₹100 on birthday spends (day before, on and day after birthday), capped at 2,000 points per calendar year.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.