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REWARD POINTS CARD

KVB SBI Card PRIME

SBI Card

Welcome e-Gift voucher on fee realisation, international and domestic lounge visits each year, reward points on spends, and spend-based voucher and renewal-waiver milestones.

Welcome voucher link follows realisation of the annual fee. Priority Pass is for primary cardholders only. Fuel spends are excluded from the 2 points per ₹100 rate.

KVB SBI Card PRIME
ANNUAL FEE
₹2,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Welcome e-Gift voucher worth ₹3,000, redeemable with travel and lifestyle brands such as Yatra, Bata, Pantaloons and Shoppers Stop
BEST FOR
Included: May suit cardholders who spend on dining, departmental stores and groceries and travel through airports a few times a.
Included: May suit spends on dining, departmental stores and groceries, which earn 10 reward points.
Included: May suit frequent flyers who can use international and domestic airport lounge visits.
Included: May suit annual spenders aiming for the renewal waiver or the e-Gift voucher milestones.
Limitation: Heavy fuel spends, which are excluded from the 2 points per ₹100 rate may wish to compare other cards.
Limitation: Those with high fuel spends, which are excluded from the 2 points per ₹100 rate may wish to compare other cards.
Limitation: Those who cannot reach annual spends of ₹3,00,000 to waive the renewal fee may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Priority Pass is for primary cardholders only and complimentary membership is valid for 2 years only.
Condition: Reward points can pay the outstanding card bill at 4 Reward Points = ₹1.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,999 + GST
Fee waived at
₹3,00,000 in annual spends (renewal fee waived)
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
8 visits per quarter — 8 visits per year (max. 2 visits per quarter) · Maximum 2 visits per quarter; lounge list is on the bank page.
International airport lounge
4 visits per quarter — 4 visits per calendar year, outside India (max. 2 visits per quarter) · Priority Pass membership worth $99; primary cardholders only; complimentary membership valid for 2 years only.
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international lounges)
EVERYDAY
Fuel
1% on transactions of ₹500–₹4,000 at all petrol pumps in India; max ₹250 per month, per statement cycle
Dining
10 reward points on dining, departmental stores and grocery spends
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Fuel spends are excluded from the 2 reward points per ₹100 rate on other retail spends.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Welcome e-Gift voucher worth ₹3,000, redeemable with travel and lifestyle brands such as Yatra, Bata, Pantaloons and Shoppers Stop
Included: Complimentary fraud liability cover of ₹1 lakh, from 48 hours before reporting a loss up to 7 days after.
Included: Flexipay converts eligible purchases of ₹2,500 or more into monthly EMIs.
Included: Complimentary 1-year Club ITC Silver Tier membership and birthday spends earning 20 Reward Points per ₹100 (capped at 2,000 a year).
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.