Skip to main content
PaisaKhoj
SearchView All Credit Cards
REWARD POINTS CARD

MakeMyTrip ICICI Bank Credit Card

ICICI Bank

Earns myCash on MakeMyTrip bookings and everyday spends, issued as Mastercard and RuPay variants, with a ₹1,000 MakeMyTrip voucher on joining and MMTBLACK Gold membership.

₹999 + GST joining and annual fee. Domestic lounge visits need ₹75,000 spend in the prior calendar quarter. myCash is usable only on MakeMyTrip and cannot be encashed.

MakeMyTrip ICICI Bank Credit Card
ANNUAL FEE
₹999 + GST
JOINING FEE
₹999 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
6% myCash on MakeMyTrip hotel bookings and 3% on MakeMyTrip flights, holidays, cabs and buses, with no cap
BEST FOR
Included: May suit people who book travel on MakeMyTrip and can use myCash there
Included: May suit spends concentrated on MakeMyTrip hotel bookings
Included: May suit regular MakeMyTrip flight, bus and cab bookings
Included: May suit occasional foreign currency spends, given the 0.99% mark-up
Limitation: People who rarely book on MakeMyTrip may wish to compare other cards.
Limitation: Those spends that are mostly rent, EMI or wallet reloads, which earn no myCash may wish to compare other cards.
Limitation: Those spending below ₹75,000 a quarter if domestic lounge access matters may wish to compare other cards.
Limitation: Those wanting rewards usable outside MakeMyTrip may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: If the annual fee is reversed for ₹3,00,000 spend, the ₹1,000 hotel voucher renewal benefit is not given that year
Condition: Add-on cardholders are not eligible for complimentary lounge access; add-on card fee ₹199 a year

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
21
Maximum age
Not stated

Fees & ownership

Joining fee
₹999 + GST
Annual / renewal fee
₹999 + GST
Fee waived at
₹3,00,000+ in an anniversary year reverses next year’s fee (excl. EMI, rent, govt, education spends)
Forex markup
0.99%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
18–48 days

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 complimentary visits per calendar quarter · Primary cardholder only; unlocked by ₹75,000 spend in the preceding calendar quarter (from 1 Jul 2026); swipe card to access · ₹75,000 in a calendar quarter
International airport lounge
1 visit per year — 1 complimentary visit per calendar year · Via Priority Pass; primary cardholder only, add-on cardholders not eligible · ₹75,000 in a calendar quarter
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international)
EVERYDAY
Fuel
Not stated
Dining
Dining discounts via ICICI Bank Culinary Treats programme on Swiggy and Eazydiner
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No myCash on rent, cash advances, late fees and other charges, joining/annual fees, EMI, Balance Transfer and Personal Loan on Credit Card; wallet reloads also excluded; Rent, cash advances, e-wallet reloads, EMI, Balance Transfer, Personal Loan on Credit Card, fees and charges
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 6% myCash on MakeMyTrip hotel bookings and 3% on MakeMyTrip flights, holidays, cabs and buses, with no cap
Included: ₹1,000 MakeMyTrip hotel voucher, valid 3 months, on payment of the annual fee
Included: BookMyShow: 25% off up to ₹150 on a second ticket, once a month on each of the Mastercard and RuPay variants, after ₹25,000 spend in the preceding quarter
Included: 0.99% + GST mark-up on foreign currency transactions
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.