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REWARD POINTS CARD

MakeMyTrip ICICI Bank Platinum Credit Card

ICICI Bank

Earns MakeMyTrip My Cash on spends, up to ₹3 per ₹200 on MakeMyTrip hotel/holiday bookings, plus ₹500 My Cash and a MakeMyTrip holiday voucher on joining. One-time ₹500 + GST joining fee; Nil annual fee.

Domestic airport lounge access needs ₹75,000 spends in the preceding calendar quarter. My Cash is valid 1 year, cannot be encashed, and is not earned on fuel, EMI, cash advances or "Pay at Hotel" bookings.

MakeMyTrip ICICI Bank Platinum Credit Card
ANNUAL FEE
No annual fee
JOINING FEE
₹500 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
₹3 My Cash per ₹200 spent on hotel and holiday bookings on MakeMyTrip
BEST FOR
Included: May suit cardholders who book travel on MakeMyTrip and prefer a card with a one-time joining fee and Nil annual fee.
Included: May suit those who book hotels or holidays on MakeMyTrip, which earn ₹3 My Cash per ₹200.
Included: May suit those who want a card with a one-time ₹500 + GST joining fee and Nil annual fee.
Included: May suit those spending ₹2,50,000 a year on the card, which unlocks a 1,000 My Cash milestone.
Limitation: Spending mainly outside MakeMyTrip may wish to compare other cards.
Limitation: Those seeking rewards on fuel, which earns no My Cash may wish to compare other cards.
Limitation: Those wanting cash or statement-credit redemption may wish to compare other cards.
Limitation: Those frequent foreign-currency spenders may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Domestic airport lounge access (up to once a quarter) unlocks only after ₹75,000 spends in the preceding calendar quarter; primary cardholders only.
Condition: My Cash cannot be used for rail, offline holiday or "Pay at Hotel" bookings, and cannot be encashed or transferred to a bank account.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
21
Maximum age
Not stated

Fees & ownership

Joining fee
₹500 + GST
Annual / renewal fee
No annual fee
Fee waived at
Not stated
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
18–48 days

Benefits & privileges

TRAVEL
Domestic airport lounge
1 visit per quarter — Up to 1 visit per quarter at select airports in India · Unlocked by ₹75,000 spends in the preceding calendar quarter; primary cardholder only · ₹75,000 in a calendar quarter
International airport lounge
Not stated
Railway lounge
4 visits per quarter — 4 visits a year (1 per quarter) · Primary cardholder only; participating lounges in India; visits beyond the free ones charged by the lounge provider · ₹75,000 in a calendar quarter
Lounge spend requirement
Not stated
Lounge programme
DreamFolks
EVERYDAY
Fuel
1% waiver on fuel transactions of ₹400–₹4,000 at HPCL outlets, swiped on ICICI Merchant Services machines in India
Dining
ICICI Bank Culinary Treats programme at tie-up restaurants
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No My Cash on cash advances, fuel, EMI, balance transfer, personal loan on card, interest, fees, joining/renewal fees, reversed transactions or "Pay at Hotel" bookings; MITC also excludes rent and e-wallet loads; Fuel, cash advances, rent, e-wallet loads, EMI/balance transfer/personal loan on card, fees and interest, and "Pay at Hotel" bookings
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: ₹3 My Cash per ₹200 spent on hotel and holiday bookings on MakeMyTrip
Included: Milestones: 1,000 My Cash on ₹50,000 MakeMyTrip flight/hotel/holiday spends and 1,000 My Cash on ₹2,50,000 total spends, each anniversary year
Included: 25% off (up to ₹100) on BookMyShow and INOX movie tickets, min two tickets, up to twice a month, on ₹25,000 spends in the preceding quarter
Included: Supplementary cardholders' qualifying spends earn My Cash, credited to the primary cardholder's MakeMyTrip account
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.