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REWARD POINTS CARD

MakeMyTrip ICICI Bank Signature Credit Card

ICICI Bank

Earns My Cash (1 My Cash = ₹1) on spends, with higher rates on MakeMyTrip hotels, holidays and flights, plus milestone My Cash, airport and railway lounge access and an MMTBLACK membership.

The bank page says it no longer accepts applications for this card. My Cash is valid for one year, usable only on MakeMyTrip and not earned on fuel, cash advances or EMI. Domestic lounge access needs ₹75,000 spend in the prior quarter.

MakeMyTrip ICICI Bank Signature Credit Card
ANNUAL FEE
No annual fee
JOINING FEE
₹2,500 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Earn 4 My Cash per ₹200 spent on hotel and holiday bookings on MakeMyTrip.
BEST FOR
Included: May suit those who regularly book travel on MakeMyTrip and can redeem My Cash on MakeMyTrip bookings.
Included: May suit those who book hotels and holiday packages on MakeMyTrip.
Included: May suit those who book flights on MakeMyTrip and redeem My Cash there.
Included: May suit spenders who reach ₹2.5 lakh or ₹5 lakh in an anniversary year for milestone My Cash.
Limitation: Those wanting cash-style rewards may wish to compare other cards.
Limitation: Those who want rewards usable outside MakeMyTrip may wish to compare other cards.
Limitation: Those frequent overseas spenders, given the 3.5% forex markup may wish to compare other cards.
Limitation: Those new applicants may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: The bank's product page states it is no longer accepting applications for this card.
Condition: My Cash cannot be used for rail, offline holiday or 'Pay at Hotel' bookings, and 'Pay at Hotel' bookings do not earn My Cash.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
21
Maximum age
Not stated

Fees & ownership

Joining fee
₹2,500 + GST
Annual / renewal fee
No annual fee
Fee waived at
Not stated
Forex markup
3.5%
Finance charge
3.75% per month
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
18–48 days

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per calendar quarter · Unlocked by ₹75,000 spend in the preceding calendar quarter; primary cardholders only · ₹75,000 in a calendar quarter
International airport lounge
1 visit per year — 1 visit per year · Primary cardholder only; Priority Pass if applied on/after 15 Nov 2024, DreamFolks if applied earlier · ₹75,000 in a calendar quarter
Railway lounge
1 visit per quarter — 1 visit per quarter · Primary cardholders only, at participating railway lounges in India · ₹75,000 in a calendar quarter
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (applied on/after 15 Nov 2024); DreamFolks (applied earlier)
EVERYDAY
Fuel
1% waiver on ₹400–₹4,000 fuel transactions at HPCL via ICICI Merchant Services swipe machines
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No My Cash on cash advances, fuel, rent, e-wallet reloads, EMI, balance transfers, personal loans on card, fees, interest or 'Pay at Hotel' bookings.; Cash advances, fuel, rent, e-wallet reloads, EMI, balance transfers, personal loans on card, fees and interest
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: Earn 4 My Cash per ₹200 spent on hotel and holiday bookings on MakeMyTrip.
Included: Rewards are credited as MakeMyTrip My Cash (1 My Cash = ₹1), usable for travel bookings or partner vouchers on MakeMyTrip.
Included: Milestone My Cash: 1,100 on ₹2.5 lakh and 4,000 on ₹5 lakh of spends each anniversary year.
Included: 25% off up to ₹150 on BookMyShow/INOX for 2+ tickets, twice a month; from 15 Jan 2026 BookMyShow needs ₹25,000 spend in prior quarter.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.