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REWARD POINTS CARD

Paytm SBI Card SELECT

SBI Card

Earns 5% on Paytm Travel, 2% on other Paytm App purchases and 1% on other spends as Reward Points, with Priority Pass membership, domestic lounge visits and spend-linked vouchers.

Wallet load and fuel spends do not earn cashback. Annual fee is ₹1,499 + taxes; renewal fee is waived on previous-year spends of ₹2 lakh or more.

Paytm SBI Card SELECT
ANNUAL FEE
₹1,499 + GST
JOINING FEE
₹1,499 + GST
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
5% on Paytm Travel, 2% on other Paytm App purchases and 1% on other spends, credited as Reward Points of equivalent value from 1 July 2024
BEST FOR
Included: May suit cardholders who spend regularly on Paytm Travel and the Paytm App and use airport lounges.
Included: May suit those who regularly spend on Paytm Travel.
Included: May suit those who want airport lounge visits and Priority Pass membership.
Included: May suit those expecting annual retail spends large enough for the voucher tiers.
Limitation: Those who mainly spend on fuel or wallet loads, which earn no cashback may wish to compare other cards.
Limitation: Those who mostly spend outside the Paytm App may wish to compare other cards.
Limitation: Those who mainly spend on fuel or wallet loads may wish to compare other cards.
Limitation: Those wanting cashback may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Renewal fee is waived if annual spends in the previous year are ₹2 lakh or more.
Condition: 1% fuel surcharge waiver on transactions of ₹500 to ₹4,000, up to ₹250 per statement cycle.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
₹1,499 + GST
Annual / renewal fee
₹1,499 + GST
Fee waived at
Renewal fee waived if previous-year annual spends are ₹2,00,000 or more
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
4 visits per quarter — 4 complimentary visits per year (max. 1 per quarter) · Maximum 1 visit per quarter.
International airport lounge
Recorded — count not stated — 2-year complimentary Priority Pass Membership worth US $99
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international)
EVERYDAY
Fuel
1% waiver on transactions of ₹500 to ₹4,000 at all petrol pumps in India; max ₹250 per statement cycle
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Wallet load (Paytm or any other app) and fuel spends do not earn cashback.; Wallet load (Paytm or any other app) and fuel spends.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 5% on Paytm Travel, 2% on other Paytm App purchases and 1% on other spends, credited as Reward Points of equivalent value from 1 July 2024
Included: 2-year complimentary Priority Pass Membership worth US $99 and 4 complimentary domestic lounge visits per year.
Included: Cyber Fraud Insurance cover of ₹2,00,000.
Included: Smart Card Control on Paytm App or SBI Card App: Spend Analyzer, Smart Spend Control, One Tap Lock / Unlock, card re-issue.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.