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REWARD POINTS CARD

PSB SBI Card PRIME

SBI Card

Welcome e-Gift Voucher worth ₹3,000, Priority Pass and domestic lounge visits, and Reward Points on dining, departmental stores, grocery and other retail spends.

Renewal fee is waived only on annual spends of ₹3 lakh. Priority Pass is for primary cardholders only and membership is valid 2 years. Fuel spends are excluded from base earn.

PSB SBI Card PRIME
ANNUAL FEE
₹2,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Welcome e-Gift Voucher worth ₹3,000 with 4 international and 8 domestic complimentary lounge visits
BEST FOR
Included: May suit spenders who reach ₹50,000 in a quarter or ₹3 lakh to ₹5 lakh a year to unlock vouchers and the renewal fee.
Included: May suit spends on dining, departmental stores and grocery, which earn 10 Reward Points.
Included: May suit travellers who can use Priority Pass lounges abroad and domestic lounges, up to 2 visits per quarter each.
Included: May suit spenders who reach ₹50,000 in a quarter or ₹5 lakh in a year to unlock spend-based vouchers.
Limitation: Annual spends below ₹3 lakh, where the ₹2,999 + taxes renewal fee is not waived may wish to compare other cards.
Limitation: Those who spend mainly on fuel, which is excluded from the 2 Reward Points per ₹100 may wish to compare other cards.
Limitation: Those with annual spends below ₹3 lakh, where the renewal fee is not waived may wish to compare other cards.
Limitation: Those looking for a low fixed fee may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Priority Pass is for primary cardholders only and complimentary membership is valid for 2 years only.
Condition: Pizza Hut voucher is ₹1,000 on quarterly spends of ₹50,000; Prime Pro cardholders get a ₹500 voucher on the same spends.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,999 + GST
Fee waived at
Renewal fee waived on annual spends of ₹3,00,000
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
8 visits per quarter — 8 complimentary visits (max 2 per quarter)
International airport lounge
4 visits per quarter — 4 visits per calendar year outside India (max 2 per quarter) · Priority Pass membership worth $99; primary cardholders only; complimentary membership valid 2 years
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass (international lounges)
EVERYDAY
Fuel
1% on transactions of ₹500 to ₹4,000 at all petrol pumps in India; max waiver ₹250 per statement cycle
Dining
10 Reward Points on dining spends
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Fuel spends are excluded from the 2 Reward Points per ₹100 earn; Fuel spends are excluded from base Reward Points earn
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Welcome e-Gift Voucher worth ₹3,000 with 4 international and 8 domestic complimentary lounge visits
Included: 20 Reward Points on utility bill payment standing instructions; after 3,000 points, 2 Reward Points per ₹100 spent.
Included: Complimentary 1-year Club ITC Silver Tier membership.
Included: Complimentary credit card fraud liability cover of ₹1 lakh, from 48 hours before reporting the loss up to 7 days after.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.