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REWARD POINTS CARD

PNB BLISS Card

Punjab National Bank

Earns 1 reward point per ₹100 and lists quarterly Nykaa, Uber/Ola and BookMyShow offers, spa, health check-up, OTT and lounge visits.

Annual fee ₹510 is waived at annual spends of ₹1,00,000 or more in the preceding year. Add-on cards are not allowed. Points redeem from 1,000 points at ₹0.25 each.

PNB BLISS Card
ANNUAL FEE
₹510
JOINING FEE
No joining fee
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Nykaa discount voucher worth ₹500, once per quarter
BEST FOR
Included: May suit those who would use quarterly vouchers, wellness and OTT benefits and spend ₹1,00,000 a year
Included: May suit spends on Nykaa, rides and movies that use the quarterly vouchers
Included: May suit those seeking wellness benefits such as spa and health check-up once per annum
Included: May suit annual spends of ₹1,00,000 or more, which waive the annual fee
Limitation: Those wanting add-on cards, which are not allowed may wish to compare other cards.
Limitation: Those needing add-on cards may wish to compare other cards.
Limitation: Those expecting a high reward point value (₹0.25 per point) may wish to compare other cards.
Limitation: Those annual spends below ₹1,00,000 may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Add-on cards are not allowed
Condition: Reward points redeem from a minimum of 1,000 points at 1 pt = ₹0.25

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
No joining fee
Annual / renewal fee
₹510
Fee waived at
Annual spends of ₹1,00,000 or more in the preceding year
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
4 visits per quarter — 4 visits (1 per quarter)
International airport lounge
1 visit per year — 1 visit per year
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Not stated
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Nykaa discount voucher worth ₹500, once per quarter
Included: BookMyShow: flat ₹250 off on minimum purchase of 2 tickets, once per quarter
Included: Complimentary Swiggy-One 3 months and Gaana Plus 12 months, each once per annum
Included: Personal accident cover of ₹2,00,000 and 24x7 concierge services
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.