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REWARD POINTS CARD

PNB VISA Signature Card

Punjab National Bank

Reward Points card earning 2 points per ₹100, with Visa offers and 24x7 concierge assistance for flight and hotel bookings listed.

Annual fee waiver needs annual spends of ₹3,00,000 or more in the previous financial year. Visa offers are governed by Visa T&C. Points redeem from a minimum of 1,000.

PNB VISA Signature Card
ANNUAL FEE
₹2,000
JOINING FEE
₹1,500
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
24x7 concierge assistance for flight bookings, hotel reservations etc. is available
BEST FOR
Included: Users with higher annual card spends who want Visa offers and concierge assistance
Included: May suit cardholders who value Visa offers and concierge help on travel bookings
Included: May suit those with annual spends of ₹3,00,000 or more, as the fee waiver depends on it
Included: May suit users with annual income of ₹7,50,000 or more, the stated eligibility level
Limitation: Users who want lounge access may wish to compare other cards.
Limitation: Those who want lounge access may wish to compare other cards.
Limitation: Those who spend under ₹3,00,000 a year may wish to compare other cards.
Limitation: Those who want a high reward rate on everyday spends may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Reward points can be redeemed from a minimum of 1,000 points
Condition: Annual fee is waived only if previous financial year spends were ₹3,00,000 or more

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
₹1,500
Annual / renewal fee
₹2,000
Fee waived at
₹3,00,000 or more annual spends in the previous financial year
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
20–50 days

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Not stated
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not stated
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 24x7 concierge assistance for flight bookings, hotel reservations etc. is available
Included: Visa exclusive offers, brought by Visa and governed by Visa T&C
Included: 24x7 concierge assistance on flight bookings, hotel reservations etc.
Included: Contactless transactions allowed up to ₹5,000 per single transaction
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.