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CASHBACK CARD

Apex Credit Card

RBL Bank

Unlimited 2% cashback on flights, hotels, shop and vouchers via the RBL Bank Rewards Portal, 1% on other eligible purchases, milestone cashback, a domestic lounge visit each quarter and welcome vouchers.

Annual membership fee ₹1,000. 1% cashback is up to ₹500 per billing month. Lounge visit needs eligible purchases of ₹35,000 or more. Fuel, utilities, insurance, rent, education, government and cash are excluded from rewards.

Apex Credit Card
ANNUAL FEE
₹1,000
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Unlimited 2% cashback on flights, hotels, shop and vouchers via the RBL Bank Rewards Portal
BEST FOR
Included: Usually suits cardholders who want cashback rather than points and can route travel and voucher purchases through the.
Included: May suit spends on flights, hotels and vouchers through the RBL Bank Rewards Portal.
Included: May suit domestic travellers who can reach eligible purchases of ₹35,000 for a quarterly lounge visit.
Included: May suit annual eligible spends of ₹2 lakh or more, where milestone cashback applies.
Limitation: Less suited to spends on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those mainly fuel, utility, insurance, rent or education spends, which are excluded may wish to compare other cards.
Limitation: Those seeking international lounge access may wish to compare other cards.
Limitation: Large everyday spends outside the portal may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: 1% cashback on other eligible purchases is up to ₹500 per billing month.
Condition: Buy 1 movie ticket, get 1 free on 2 or more tickets on BookMyShow every month, up to ₹100.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹1,000
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
1 visit per quarter — 1 visit per calendar quarter · Needs eligible purchases of ₹35,000 or more; at major airports in India; lounge list on the bank site. · Eligible purchases of ₹35,000 or more for 1 lounge visit per calendar quarter
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Not stated
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Fuel & auto, utilities, insurance, quasi-cash, rent, education, wallets, government, contracted services, cash, miscellaneous, Bills2Pay, EMI conversions, fees, charges and GST.; Excluded from reward and quarterly milestone benefit: fuel & auto, utilities, insurance, quasi-cash, rent, education, government services, cash and others listed.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Unlimited 2% cashback on flights, hotels, shop and vouchers via the RBL Bank Rewards Portal
Included: Buy 1 get 1 free on BookMyShow movie tickets each month, up to ₹100, on 2 or more tickets.
Included: Milestone cashback of ₹1,000 at ₹2 lakh and a further ₹2,000 at ₹4 lakh of eligible purchases in a membership year.
Included: Cashback redemption carries no redemption fee.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.