BEST FOR
Included: Cardholders who spend regularly online and on food, fashion and travel brands
Included: May suit cardholders who spend online and on Zomato, Myntra or Uber.
Included: May suit frequent movie-goers using BookMyShow.
Included: May suit those who can reach ₹5,000 of monthly eligible spend to waive the fee.
Limitation: Those whose spends are mainly on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those spends mainly on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those who prefer a card with no monthly fee may wish to compare other cards.
Limitation: Those wanting to avoid a ₹99 + GST fee on redeeming points may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: 10% cashback needs transactions above ₹100 and is capped at ₹300 per brand and ₹900 a month.
Condition: BookMyShow 10% instant discount is up to ₹300 a month, applicable once a month.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

