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REWARD POINTS CARD

RBL Bank DMI Finance Credit Card

RBL Bank

2,000 welcome Reward Points and ₹200 BookMyShow voucher; 2 points per ₹100 online, 1 point in-store (max 500 a month); milestone rewards; BookMyShow offer; fuel surcharge waiver.

Annual fee ₹499 + GST. Reward points capped at 500 per billing cycle month. ₹99 + GST fee on redemption. Co-brand with DMI Finance; revenue sharing arrangement with RBL Bank.

RBL Bank DMI Finance Credit Card
ANNUAL FEE
₹499 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
2 Reward Points per ₹100 online and 1 per ₹100 in-store, up to 500 points per billing cycle month
BEST FOR
Included: Cardholders with regular online spends who can reach quarterly and annual spend milestones
Included: May suit cardholders who shop both online and in-store.
Included: May suit those who can reach quarterly or annual spend milestones.
Included: May suit movie-goers who spend ₹5,000 in a billing cycle month.
Limitation: Those with high spends on fuel, utilities, railway, insurance or rent may wish to compare other cards.
Limitation: Those high spenders needing more than 500 points a month may wish to compare other cards.
Limitation: Those spends mainly on fuel, utilities, railway, insurance or rent may wish to compare other cards.
Limitation: Those wanting to avoid a ₹99 + GST fee on redeeming points may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Reward points are capped at 500 per billing cycle month.
Condition: Welcome points need card use within 30 days and annual fee paid by the due date.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹499 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Waiver up to ₹100 per month on fuel purchases of ₹500 to ₹4,000
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No points, monthly movie qualifying spend or milestone benefit on Railway, Fuel & Auto, utilities, insurance, quasi-cash, rental, education, wallets, govt/contracted services, cash, misc, Bills2Pay, EMI; Railway, Fuel & Auto, utilities, insurance, quasi-cash, real estate/rental, education, wallets, govt/contracted services, cash, misc, Bills2Pay, EMI earn no reward points
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 2 Reward Points per ₹100 online and 1 per ₹100 in-store, up to 500 points per billing cycle month
Included: Annual milestones: ₹2,00,000 spend unlocks a ₹500 Amazon voucher; ₹3,00,000 adds a ₹200 Swiggy voucher.
Included: BookMyShow buy-one-get-one offer worth up to ₹200 on ₹5,000 spend in a billing cycle month.
Included: Fuel surcharge waiver up to ₹100 per month on fuel purchases of ₹500 to ₹4,000.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.