Skip to main content
PaisaKhoj
SearchView All Credit Cards
REWARD POINTS CARD

Icon Credit Card

RBL Bank

Reward points on spends, with higher points on international purchases and weekend dining, milestone bonus points, a welcome bonus, golf and concierge services, and quarterly domestic lounge visits on a spend condition.

Welcome points need card use within 30 days and the annual fee paid by the due date. Domestic lounge visits need prior-quarter spend. Accelerated points are capped monthly. Railways, rent and miscellaneous spends earn no points.

Icon Credit Card
ANNUAL FEE
₹5,000 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
20 reward points per ₹100 on international purchases and weekend dining, against 2 reward points per ₹100 on other spends.
BEST FOR
Included: May suit regular international and weekend dining spends, and larger yearly spends that reach the milestone levels.
Included: May suit spends on international purchases.
Included: May suit weekend dining spends.
Included: May suit yearly spends that reach the milestone levels for bonus points.
Limitation: Railways, real estate/rental and miscellaneous spends are excluded from reward points may wish to compare other cards.
Limitation: Those mainly spending on railways, rent or miscellaneous categories may wish to compare other cards.
Limitation: Those wanting free international lounge visits may wish to compare other cards.
Limitation: Those who may not reach the prior-quarter spend needed for domestic lounge visits may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Welcome points need the card to be used within 30 days of issuance and the annual fee paid by the payment due date.
Condition: Reward point redemption carries a ₹99 + GST fee, levied once for redemptions made in a single day.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹5,000 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per quarter · Primary cardmembers only; needs ₹35,000+ spend in previous calendar quarter; select categories do not count. · ₹35,000 in the previous calendar quarter
International airport lounge
1 visit — 1,400+ lounges outside India; each visit chargeable, up to $35 per person · Use the primary Icon card; no complimentary international visit is stated. · ₹35,000 in the previous calendar quarter
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
1% waiver on fuel transactions of ₹500–₹4,000; max ₹200 a month; all fuel stations
Dining
20 reward points per ₹100 on weekend dining spends.
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Railways (MCC 0066, 4011, 4112), real estate/rental (6513) and miscellaneous (5960) are excluded from reward points; select categories also excluded from lounge access.; Railways, real estate/rental and miscellaneous (MCC 5960) earn no reward points.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 20 reward points per ₹100 on international purchases and weekend dining, against 2 reward points per ₹100 on other spends.
Included: 1+1 BookMyShow movie tickets, up to ₹200, twice a month.
Included: Golf course access and concierge services; golf concierge is complimentary only for MasterCard holders.
Included: 1% fuel surcharge waiver on ₹500–₹4,000 transactions, max ₹200 a month.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.