BEST FOR
Included: May suit cardholders who spend ₹2,00,000 or more in a membership year to get the annual fee waived
Included: May suit spends concentrated on weekends, which earn 4 reward points per ₹100
Included: May suit those making several ₹1,000+ card transactions a month for the 1,000 bonus points milestone
Included: May suit those spending ₹2,00,000 or more in a membership year for the annual fee waiver
Limitation: Spending mainly on fuel & auto, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those who spend mainly on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those whose monthly points would exceed the 1,000 reward point cap may wish to compare other cards.
Limitation: Those who cannot reach ₹2,00,000 annual spend for the fee waiver may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Welcome benefit needs card use within 30 days of issuance and annual fee paid by the payment due date.
Condition: Milestone: 1,000 bonus reward points on 5 transactions of ₹1,000 or more in a calendar month, credited within 45 days.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.