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CASHBACK CARD

Platinum LifeEasy Credit Card

RBL Bank

Cashback on Ola/Uber and grocery spends, a fuel surcharge waiver and one domestic lounge visit a quarter, plus gift vouchers as a welcome benefit.

Cashback is credited as reward points and capped at ₹200 a month per category. Lounge access needs ₹35,000 spent in the prior quarter. Several categories earn nothing.

Platinum LifeEasy Credit Card
ANNUAL FEE
₹1,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
10% cashback on Ola/Uber transactions
BEST FOR
Included: Usually suits cardholders with steady cab and grocery spends and about ₹35,000 a quarter on eligible spends for lounge.
Included: May suit regular Ola/Uber and grocery spends.
Included: May suit those who spend ₹35,000 or more a quarter and want a domestic lounge visit.
Included: May suit cardholders who can reach ₹2,50,000 of annual spends for the ₹1,000 voucher milestone.
Limitation: Spends on education, insurance, utilities, rent or wallet loads may wish to compare other cards.
Limitation: Spends mostly in excluded categories such as utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those who cannot reach ₹3,50,000 spend in the first year for the fee reversal may wish to compare other cards.
Limitation: Those cardholders seeking cashback above ₹200 a month per category may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Lounge access for a quarter is unlocked by ₹35,000 or more spent in the preceding calendar quarter, excluding rental spends.
Condition: Cashback is credited in the form of reward points, which are redeemed on the RBL rewards portal.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹1,999 + GST
Fee waived at
₹3,50,000 spent in the first year; second-year annual fee of ₹1,999 reversed
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
1 visit per quarter — 1 visit per quarter (4 per year) · Unlocked by ₹35,000 or more spent in the preceding calendar quarter, excluding rental, for the next quarter. Offered by MasterCard/Visa. · ₹35,000 or more in the preceding calendar quarter (excl. rental spends)
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
MasterCard / Visa lounge programme
EVERYDAY
Fuel
Up to ₹150 per month on fuel transactions of ₹500 to ₹4,000
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not eligible: Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Govt Services, Contracted Services, Bills2pay, EMI, Misc, Cash.; Education, Insurance, Utilities, Rent Payments and Wallet Load transactions earn no reward points.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 10% cashback on Ola/Uber transactions
Included: Easy Cash: withdraw your available cash limit at ATMs in India up to the billing date; 2.5% processing fee, min ₹500.
Included: Gift vouchers worth ₹1,000 on spends of ₹2,50,000 in a year.
Included: BookMyShow offer: 1+1 movie ticket once a month (up to ₹200), as listed in the benefits table.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.