Skip to main content
PaisaKhoj
SearchView All Credit Cards
REWARD POINTS CARD

Platinum Maxima Credit Card

RBL Bank

Higher reward points on dining, grocery, entertainment and international spends, annual spend milestones, a monthly BookMyShow ticket offer and quarterly domestic lounge access, with 8,000 welcome points.

Points on the higher-earn categories are capped each month. Lounge access needs prior-quarter spend. Fuel, utilities, insurance, rent, education and other categories are excluded.

Platinum Maxima Credit Card
ANNUAL FEE
₹2,000 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
10 reward points for every ₹100 spent on dining, grocery, entertainment and international purchases
BEST FOR
Included: Usually suits cardholders whose spends are mainly in dining, grocery.
Included: May suit spends concentrated in dining, grocery, entertainment and international purchases.
Included: May suit cardholders who can reach ₹2,50,000 or ₹4,00,000 annual spends for the milestone points.
Included: May suit those who spend ₹35,000 or more a quarter and want one domestic lounge visit per quarter.
Limitation: Spends on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those spends mainly on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those wanting international lounge access, which the page does not mention may wish to compare other cards.
Limitation: Those cardholders who want a lower annual fee than ₹2,000 + GST may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: The milestone benefit points are credited within 45 days of crossing the milestone; select categories do not count.
Condition: A reward redemption fee of ₹99 + GST applies, charged once for redemptions made in a single day.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,000 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
1 visit per quarter — 1 visit per quarter · Primary cardmembers only; needs ₹35,000 or more spent in the previous calendar quarter; select categories excluded. · ₹35,000 or more in the previous calendar quarter
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Not stated
Dining
10 reward points per ₹100 spent on dining (with grocery, entertainment and international)
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Excluded: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Real Estate/Rental, Education, Wallets/Service Providers, Govt Services, Contracted Services, Cash, Misc, Bills2Pay, EMI conversion, fees, charges, GST.; Fuel & Auto, Utilities, Insurance, Quasi-Cash, Real Estate/Rental, Education, Wallets, Govt Services, Contracted Services, Cash, Misc, Bills2Pay, EMI conversion earn no reward points.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 10 reward points for every ₹100 spent on dining, grocery, entertainment and international purchases
Included: Milestone benefit: 10,000 reward points on purchases of ₹2,50,000 or more in a year, and 10,000 more at ₹4,00,000 or more.
Included: BookMyShow: one complimentary movie ticket (up to ₹100) every month on purchase of 2 or more tickets.
Included: Points on monthly purchases are credited within 45 days of settlement; redeem at rblrewards.rbl.bank.in.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
Visit bank website (opens in a new tab)

Figures last checked 31 Oct 2026 against the issuer’s published terms.