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REWARD POINTS CARD

Platinum Maxima Plus Credit Card

RBL Bank

Earns 2 reward points per ₹100 spent, and 10 per ₹100 on dining, entertainment, grocery and international spends. Includes a 10,000-point welcome benefit, annual spend milestone bonuses and quarterly lounge access.

Accelerated points are capped at 1,000 a month. Fuel, utilities, insurance, rent, education, wallets and other listed categories earn no points or milestones. Lounge access needs ₹35,000 spend in the prior quarter.

Platinum Maxima Plus Credit Card
ANNUAL FEE
₹2,500 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
10 reward points per ₹100 on dining, entertainment, grocery and international spends, up to 1,000 points a month
BEST FOR
Included: May suit annual spends of ₹2 lakh or more, which unlock 10,000-point milestone bonuses.
Included: May suit spends concentrated on dining, entertainment, grocery and international purchases
Included: May suit annual spends of ₹2 lakh or more, which unlock milestone reward points
Included: May suit regular movie-goers who buy 2 or more BookMyShow tickets at a time
Limitation: Those spends mainly on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those wanting more than 1,000 accelerated points a month on dining, entertainment may wish to compare other cards.
Limitation: Those wanting lounge access without a ₹35,000 spend in the previous calendar quarter may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Points earned in a month are credited within 45 days of the purchase settlement date.
Condition: A reward redemption fee of ₹99 + GST applies, charged once for redemptions made in a single day.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,500 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
2 visits per quarter — 2 visits per quarter, within India · Primary cardmembers only; purchases in select categories are not eligible for lounge benefits · ₹35,000 or more in the previous calendar quarter
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Not stated
Dining
10 reward points per ₹100 on dining spends, within the shared 1,000-point monthly cap
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Fuel & Auto, utilities, insurance, quasi-cash, rent, education, wallets, government services, cash, EMI conversion and other listed categories (see product T&C); Fuel & Auto, Utilities, Insurance, Quasi-Cash, Real Estate/Rental, Education, Wallets/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay, EMI conversion, fees, charges, GST
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Credited automatically

Who this card may suit

MAY SUIT
Included: 10 reward points per ₹100 on dining, entertainment, grocery and international spends, up to 1,000 points a month
Included: Earns 2 reward points per ₹100 spent; 10 per ₹100 on dining, entertainment, grocery and international spends, up to 1,000 points a month
Included: Milestone bonus of 10,000 reward points each at ₹2 lakh, ₹3.5 lakh and ₹5 lakh of annual purchases, credited within 45 days of crossing each
Included: BookMyShow: one free movie ticket up to ₹200 a month on buying 2 or more tickets, via the RBL Bank Buy 1 Get 1 offer
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.