BEST FOR
Included: Cardholders who use Ola or Uber regularly and may spend ₹1,00,000 or more in a year to get the second-year fee reversed.
Included: May suit regular Ola or Uber users: 10% cashback up to ₹400 per month, credited as reward points.
Included: May suit those who spend ₹1,00,000 or more in a year and want the second-year fee reversed.
Included: May suit those who fill fuel in transactions of ₹500 to ₹4,000 and want a surcharge waiver of up to ₹100 per month.
Limitation: Spends mainly on education, insurance, utilities, rent or wallet load may wish to compare other cards.
Limitation: Those whose main spends are utilities, insurance, education, rent or wallet load may wish to compare other cards.
Limitation: Those who want no annual fee may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Welcome gift voucher of ₹1,000 is credited on payment of joining fee and ₹2,000 spend within 30 days of card issuance.
Condition: Cashback is credited in the form of reward points, not as cash.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

