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REWARD POINTS CARD

RBL Bank Shoppers Stop Gold Credit Card

RBL Bank

Earns Reward Points at Shoppers Stop (1 RP = ₹0.25) with quarterly and annual voucher milestones and a welcome benefit after the annual fee is paid.

Welcome benefit applies only after the annual fee is paid; points have monthly caps; fuel, utilities, rent, education, EMI and other listed categories earn nothing.

RBL Bank Shoppers Stop Gold Credit Card
ANNUAL FEE
₹1,000 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
10 Reward Points per ₹200 across the Shoppers Stop Universe; 1 Reward Point = ₹0.25 at Shoppers Stop
BEST FOR
Included: May suit regular Shoppers Stop shoppers who can reach the quarterly or annual milestone spends.
Included: May suit spend focused on Shoppers Stop stores and brands.
Included: May suit shoppers who can reach ₹1,00,000 in a quarter for the voucher milestone.
Included: May suit annual spend near ₹3,50,000 for the annual voucher milestone.
Limitation: Spends on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Spend on fuel, utilities, insurance, rent or education, which are excluded from rewards may wish to compare other cards.
Limitation: Those who prefer not to pay an annual membership fee may wish to compare other cards.
Limitation: Those spends needing redemption outside Shoppers Stop may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Welcome benefit is applicable only after the annual membership fee is paid.
Condition: Extra 1,000 Reward Points on ₹20,000 Shoppers Stop shopping, after ₹50,000 eligible shopping in the previous quarter.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹1,000 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
Not stated
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Not stated
EVERYDAY
Fuel
Not stated
Dining
Not stated
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Excluded from points and milestones: fuel & auto, utilities, insurance, quasi-cash, railways, rent, education, wallets, govt, EMI conversions, fees, GST.; Fuel & Auto, utilities, insurance, quasi-cash, railways, rent, education, wallets, government, contracted services, cash, Bills2Pay, EMI conversions
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 10 Reward Points per ₹200 across the Shoppers Stop Universe; 1 Reward Point = ₹0.25 at Shoppers Stop
Included: Complimentary Shoppers Stop First Citizen Club Golden Glow Membership worth ₹750.
Included: Free Shoppers Stop vouchers shown in the page headline (₹3,000) via quarterly and annual milestones.
Included: Revenue-sharing arrangement exists between RBL Bank and Shoppers Stop, as disclosed on the page.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.