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REWARD POINTS CARD

World Max Credit Card

RBL Bank

12,000 Reward Points welcome benefit, 2 Reward Points per ₹100, monthly BookMyShow 1+1 offer, 6 domestic lounge visits a year and a concierge service.

Welcome points need annual fee paid and ₹2,000 spend within 30 days; none for First Year Free cards. Lounge access needs prior-quarter spend. Several categories earn nothing.

World Max Credit Card
ANNUAL FEE
₹2,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
2 Reward Points per ₹100 on all spends, 2X (4 points per ₹100) on online spends, 20 points per ₹100 on weekend dining, with 6 domestic lounge visits a year.
BEST FOR
Included: Those spending online and at restaurants on weekends who can reach ₹35,000 quarterly spend for lounge access.
Included: May suit those who dine out on weekends and want 20 Reward Points per ₹100.
Included: May suit those who spend online and want 4 Reward Points per ₹100, up to the cap.
Included: May suit frequent domestic flyers who can reach ₹35,000 quarterly spend.
Limitation: Those whose spends are mostly on fuel, utilities, insurance, rent or education may wish to compare other cards.
Limitation: Those whose spends are mostly on fuel, utilities, rent or insurance may wish to compare other cards.
Limitation: Those seeking international lounge access may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Online 2X earn has a 1,000 Reward Points cap; weekend dining earn is capped at 1,000 Reward Points a month.
Condition: The ₹30,700+ annual benefit figure assumes ₹0.25 per point and sample spends; point value varies from ₹0.11 to ₹0.25.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,999 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
6 visits per quarter — 6 free visits in a year at domestic lounges at major airports in India; max 2 per quarter · Lounge list and terms are on a linked page not captured. · ₹35,000 or more spend in the preceding calendar quarter, excluding rental spends
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Lounge programme offered by MasterCard/Visa
EVERYDAY
Fuel
Up to ₹150 per month on fuel transactions between ₹500 and ₹4,000
Dining
5% discount on dining via 20 Reward Points per ₹100 spent on weekends (max 1,000 points a month)
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
No rewards on fuel & auto, quasi-cash, railways, real estate/rent, service providers, govt services, contracted services, Bills2Pay, EMI, misc, cash, education, insurance, utilities, wallet load.; Education, insurance, utilities, rent payments, wallet load, fuel & auto, quasi-cash, railways, real estate, service providers, govt services, contracted services, Bills2Pay, EMI, misc, cash
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 2 Reward Points per ₹100 on all spends, 2X (4 points per ₹100) on online spends, 20 points per ₹100 on weekend dining, with 6 domestic lounge visits a year.
Included: 2 Reward Points per ₹100 on all spends; 4 per ₹100 online (2X) and 20 per ₹100 on weekend dining, subject to caps.
Included: 1+1 BookMyShow movie ticket (up to ₹200) once a month; ₹25,000 monthly spend earns 1,500 bonus points.
Included: 6 complimentary domestic lounge visits a year (max 2 per quarter) plus a 24x7 concierge helpdesk.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.