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REWARD POINTS CARD

World Plus Credit Card

RBL Bank

Earns 2 Reward Points per ₹100 and 20 per ₹100 on dining and international spends, with 8 domestic lounge visits a year, a BookMyShow 1+1 offer and a 24x7 concierge desk.

Lounge visits need ₹35,000 spend in the preceding calendar quarter. Several categories earn no points or are ineligible. Dining and international earn is capped at 2,000 points a month each.

World Plus Credit Card
ANNUAL FEE
₹4,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
20 Reward Points per ₹100 on dining and international spends, shown by the bank as a 5% discount.
BEST FOR
Included: May suit cardholders who spend regularly on dining or abroad and can meet the ₹35,000 quarterly spend that unlocks.
Included: May suit spends on dining that stay within the 2,000-point monthly cap.
Included: May suit international spends earning 20 Reward Points per ₹100.
Included: May suit movie-goers who use the BookMyShow 1+1 offer twice a month.
Limitation: Spends on fuel, utilities, rent, education, insurance or wallet load may wish to compare other cards.
Limitation: Those who mainly spend on fuel, rent, utilities, education or insurance may wish to compare other cards.
Limitation: Those who cannot spend ₹35,000 in a quarter to unlock lounge access may wish to compare other cards.
Limitation: Those wanting free international lounge visits may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Lounge access for a quarter unlocks only after ₹35,000 spend (excl. rental) in the preceding calendar quarter; maximum 2 visits per quarter.
Condition: Priority Pass use in India carries a charge of up to $35; similar $35 charges apply outside India.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹4,999 + GST
Fee waived at
Not stated
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
2.5% of the amount, minimum ₹500
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
8 visits per quarter — 8 visits per year (max 2 per quarter) · Major Indian airports; spend of ₹35,000 or more in the preceding calendar quarter (excl. rental) unlocks the next quarter. · ₹35,000 in the preceding calendar quarter (excl. rental)
International airport lounge
Not stated
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass
EVERYDAY
Fuel
Not stated
Dining
20 Reward Points per ₹100 on dining spends (5% discount), max 2,000 points a month.
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Not eligible from 15 Oct 2024: Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Misc., Cash.; Education, Insurance, Utilities, Rent Payments and Wallet Load earn no reward points.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
₹99
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: 20 Reward Points per ₹100 on dining and international spends, shown by the bank as a 5% discount.
Included: 1+1 movie ticket on BookMyShow (up to ₹200), twice a month; cannot be clubbed with other offers.
Included: 24x7 concierge desk for golf, car rental, hotel, dining, events, spa and gift delivery referral and reservation assistance.
Included: Easy Cash: withdraw available cash limit at ATMs in India up to the billing date, with a 2.5% fee (min ₹500).
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.