BEST FOR
Included: May suit frequent travellers who pay in foreign currency and use airport lounges.
Included: May suit spends on Travel purchases that earn 5 Reward Points per ₹100.
Included: May suit foreign-currency spends where a 0% markup matters.
Included: May suit travellers who use airport lounges in India and abroad.
Limitation: Those who want Reward Points on international spends, which earn none may wish to compare other cards.
Limitation: Those who want Reward Points on international spends may wish to compare other cards.
Limitation: Spends mainly on fuel, utilities, insurance, railways or rent may wish to compare other cards.
Limitation: Those unable to spend ₹35,000 in a quarter to unlock domestic lounge access may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Domestic lounge access for primary cardmembers needs ₹35,000 or more spend in the previous calendar quarter.
Condition: Welcome MakeMyTrip voucher needs one transaction within 30 days of issuance and membership paid in the first billing cycle.
Rewards & real value
What the card earns, and what changes that figure in practice.
Eligibility
Fees & ownership
Benefits & privileges
Caps, exclusions and redemption
Who this card may suit
Figures last checked 31 Oct 2026 against the issuer’s published terms.

