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REWARD POINTS CARD

SBI Card PRIME

SBI Card

Welcome e-Gift Voucher, international and domestic lounge visits, reward points on retail spends, and spend-linked vouchers and renewal fee waiver.

Priority Pass visits are capped at 2 per quarter. Renewal waiver and vouchers depend on annual or quarterly spend. Fuel is excluded from the 2 points per ₹100 earn. Birthday points are capped at 2,000 a year.

SBI Card PRIME
ANNUAL FEE
₹2,999 + GST
JOINING FEE
Not stated
REWARDS
Not stated
Earning terms not yet recorded
KEY BENEFIT
Welcome e-Gift Voucher worth ₹3,000 from Yatra, Hush Puppies / Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop.
BEST FOR
Included: May suit cardholders who spend on dining, departmental stores and groceries and may use Priority Pass and domestic.
Included: May suit spenders who use Priority Pass international and domestic lounge visits during the year.
Included: May suit spenders who expect annual spends of ₹3 lakh or more to qualify for the renewal fee waiver.
Limitation: Those with low annual spends may wish to compare other cards.
Limitation: Those with low annual spends, given the ₹2,999 + taxes annual fee may wish to compare other cards.
Limitation: Those who mainly spend on fuel, which is excluded from the 2 Reward Points per ₹100 may wish to compare other cards.
Typical fit only. This is not personalised advice and not an indication of approval.
GOOD TO KNOW
Condition: Reward points are not earned on fuel under the 2 points per ₹100 rate.
Condition: Birthday spend bonus points are capped at 2,000 per calendar year and apply one day before, on and one day after the birthday.

Rewards & real value

What the card earns, and what changes that figure in practice.
WHAT THE CARD EARNS
EVERYTHING ELSE
Not stated
No earning rate recorded for this card
REWARD POINT VALUE
Not stated
Effective return cannot be calculated without it

Eligibility

Minimum income
Not stated
Minimum age
Not stated
Maximum age
Not stated

Fees & ownership

Joining fee
Not stated
Annual / renewal fee
₹2,999 + GST
Fee waived at
Renewal fee waived on annual spends of ₹3 lakh
Forex markup
Not stated
Finance charge
Not stated
Cash withdrawal fee
Not stated
Late-payment charge
Not stated
Interest-free period
Not stated

Benefits & privileges

TRAVEL
Domestic airport lounge
8 visits per quarter — 8 visits a year (max. 2 per quarter)
International airport lounge
4 visits per quarter — 4 visits per calendar year, outside India (max. 2 per quarter) · Priority Pass membership worth $99 included
Railway lounge
Not stated
Lounge spend requirement
Not stated
Lounge programme
Priority Pass
EVERYDAY
Fuel
1% on transactions between ₹500 and ₹4,000 at all petrol pumps in India; max ₹250 per month, per statement cycle
Dining
10 Reward Points on dining spends (with departmental stores and grocery).
RuPay / UPI
Not stated

Caps, exclusions and redemption

Major excluded categories
Fuel spends are excluded from the 2 Reward Points per ₹100 earn.
Categories earning nothing
Not stated
Monthly reward cap
Not stated
Annual reward cap
Not stated
Reward point value
Not stated
Points expiry
Not stated
Redemption fee
Not stated
Minimum redemption
Not stated
Credited automatically
Not stated

Who this card may suit

MAY SUIT
Included: Welcome e-Gift Voucher worth ₹3,000 from Yatra, Hush Puppies / Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop.
Included: Complimentary air accident liability cover of ₹50 lakh and fraud liability cover of ₹1 lakh.
Included: 20 Reward Points per ₹100 on birthday spends, valid one day before, on and one day after the birthday.
Included: Complimentary 1-year Club ITC Silver Tier Membership.
MAY NOT SUIT
Not stated
Typical fit only, based on the card’s own published terms. This is not personalised advice and not an indication of approval.
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Figures last checked 31 Oct 2026 against the issuer’s published terms.